Send/Receive money from your peers; 2. Transfer money to friends or split the bill at your favorite restaurant; 3. Card free payment at millions of merchants; 4. Top up your mobile phone and pay your utility bills; 5. Place and track orders in Taobao and TMall; 6. Order food from local restaurants or book a taxi; 7. Manage your money with wealth management products; 8. Free off-site cross-bank transfer / credit card repayment and loans; 9. Scan & Pay – Scan & use the QR code to pay at your local stores; 10. Book Air/Rail/Movie Tickets, at ease; 11. Enjoy hundreds of discounts and promotions from various merchants; 12. Group account facility to manage expenses within family and friends circle; 13. Donate/Participate in walkathons along with your friends in "Sports" service which supports HealthKit functionality.