Atlas - Rewards Credit Card

Name: Atlas - Rewards Credit Card
Rating: 4.64154 (8824 reviews)

Finance

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Atlas - Rewards Credit Card

Finance

4.6

8.8K ratings

Age Rating

Seller

Exto Inc.

View in App Store

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User Reviews for Atlas - Rewards Credit Card

Great for all credit types!

I usually don’t write app reviews, but this app is different. They approved me when my credit wasn’t the best and made the process simple and easy. The card gives you rewards and accessible ways to boost your credit limit. This card is great for people with zero to bad credit, as well as people who wish to use different cards for different things, as I use this card for minor bills such as my cellphone service, streaming services, eating out, etc. One of the co-founders and CEO, Zane, reaches out to you to get feedback on how to improve the user experience, which I think more company leaders should do. All in all, a great app for those who need it.

C.M. Coleman, Apr 14, 2023

Great

Atlas Mastercard is an amazing app that offers a variety of benefits to its users. It provides you with the convenience of managing your finances on the go and makes it easy to keep track of your spending. With this app, I can access my account information, make payments, and set up budgeting goals. Furthermore, the app also offers rewards and discounts for certain purchases. With its great features and user-friendly interface, this app is an excellent option for anyone looking to manage their finances.

dynaluvsgod, Mar 14, 2023

DO NOT JOIN!

I am giving one star only because I’m required to give at least one to leave a rating. I recently had my account hacked and watched as someone repeatedly tried to create virtual cards to use for unauthorized transactions. Thankfully I stopped this due to the alerts I had set up - with no help from customer service. They tried transferring $100 from my bank account and requested a physical card before someone finally responded to my pleas for help. Then my account got paused and when I inquired what was being done to fix the issue - was told they would not be reactivating my account because they could not verify my identity. No customer service. Willing to lose my business rather than admit the fraud that was committed on my account that I, myself, had to stop since they have no easy access to customer service. Took days to get a response. Still don’t know if they ever stopped the physical card but I did alert my bank and was able to stop the $100 transfer. Extremely disappointed as I was using this on a regular basis to rebuild credit and feel I’m being punished for someone accessing my information. DO NOT RECOMMEND!

Ellasophia09, Jun 13, 2023

Must have it !

At the moment that I went trough atlas description of services I knew it was what I was looking for . CREDIT BUILDER. easy signup , after the first 2 months my credit went up significantly. I would suggest for anyone that is working on your credit to have Atlas as your partner to rebuild your credit . Easy access , the app navigate you trough the process , spending habits that need to be improved, credit score analysis , financial tips to help you grow your credit , everything that you need on the app . Thanks Atlas for provide a outstanding customer service and management.

Guilherme patri, Apr 10, 2023

Great for building financial responsibility

I'm really just learning all there is to the card but there are a lot of great resources linked to the card, way more than what I initially thought would be available. I think this card would be great for anyone who's trying to rebuild their financials or like for someone young, just starting their financial/credit history. I haven't had an opportunity to contact customer service so I can't tell you how good or bad that part is however, the fact that I haven't had to contact them so far tells me that if I did, I would undoubtedly get the same thorough information that I'm able to pull online. I'm still learning about the many many features but I'm definitely glad I signed up for this and I'm hoping that with this card and some changes that I'm making I can unlock even more of the benefits of it.

Hopeb757, Aug 18, 2023

At LASSSSt , but surely never the least ✨😭

I absolutely LOVE this app . I first came in contact with the source from incorrect grammar and psychology mix ups. Ended up applying for a membership and a 1k card only to find out it’s points I earn. Even then point turn into cash and this app has almost 6 plus credit building , money financing , tool saving , resource finding sources in this app and I love every last bit of them! This app has been such a huge help within the first 10 -20 minutes of usuing it and getting everything connected ! I would LOVE to continue this journey and see how much progress the app brings along. Such a great pathway created ! I love this! ATLAS ✨‼️-@Jada_Lael

Jada lael, Jun 24, 2023

Atlas helps you be responsible with your credit.

Atlas is the most convenient credit card I have. It’s pay back feature keeps my balance from running away from me and I’m always able to use my credit balance responsibly. The virtual cards are quite possibly a game changer for me, this world of subscriptions is crazy! I’m very happy with this card - real review from a real person in Miami, FL

Jeffreyoneal, Mar 14, 2023

Truly a Godsend for Me

Life hasn’t been too kind to me over the years, meaning that my credit score is honestly the lowest I’ve ever seen a score. As I’m gearing up to try and move out of the parents house, I felt so incapable due to the fact that I wouldn’t be able to get a place of my own even if money wasn’t an issue due to my abhorrent credit. Atlas Credit though, they really have saved me by allowing me to build credit through them (on top of all the other phenomenal benefits that come with Atlas Credit!). While I’m still quite a ways from getting to that point where I can truly be independent, Atlas has made life soo much easier as I know I’m building my credit by just doing everyday tasks like buying groceries or putting gas! I’m so very grateful to them for this opportunity. 5/5 in my book hands down!!

Mmart1014, Jun 23, 2023

Dramatically Improve Your Credit Score

Atlas is the perfect app for someone with less than perfect credit who wants to improve their credit score. The app is clean and loaded with tools to assist one in improving their credit score. Yes there is an $8.99 charge when you first get started but just in the first week of using the app, one will reap so much more value than $9. Literally this app will improve your credit score with just the bare minimum of effort by the user; however, if you add some deposits, direct deposits, pay some subscriptions you already pay for, etc. your credit score WILL dramatically improve at a faster than expected rate! Atlas app is one of those apps that after you start to use it you will definitely wish that you would’ve found out about it and/or began using it sooner.

modenapsu, Dec 03, 2023

Best second chance credit card around!

I have been trying to rebuild my credit from stupid decisions when I was 18 and ruined my credit. I have had a hard time finding any credit card company to approve me and then when I was approved it was loops and bounds just to be able to use my card. There were crazy fees and even crazier interest rates! But then one day scrolling on Facebook I stumbled upon Atlas, and boy was I happy that I did. I have been in love with this company ever since. The application process was so easy and quick, they gave me a decision right there in the spot. No waiting around for an email or a letter in the mail. The fee to open and use the account was $8.99 not $100 or more like most other credit card companies. I paid that and was able to use the card right away. It tracks and shows your current credit score right in the app so if your like me trying to work on your credit score you can go into the app whenever you want and see where your numbers are at. This has been one of the best decisions I have made! Thank you so much Atlas for giving customers like me a second chance at a credit card as well as helping us build our credit back up! At 18 I didn’t realize how important it was to have a credit score that was somewhat decent. Now 12 years later, with 2 kids I have realized how important it is to have a good credit score and it’s time I work on it. Atlas has been a saving grace in helping me accomplish just that!

MOMster727, Oct 25, 2023

Description

Atlas is a rewards credit card with 5x higher approval rates than traditional credit cards. It’s designed to be easy to get even without an existing credit history. EASY AND ACCESSIBLE 5x higher approval rates than traditional credit cards.

Get approved instantly without leaving the app. GROWS WITH YOU Connect with 10,000+ banks to determine a safe spending limit you can easily repay without building up a balance. 0% APR ensures you never pay interest. Keep using the card to get higher limits. SAVES YOU MONEY Automatically save up to 10% at 50,000+ locations of places you love. These include Starbucks, Nike, DoorDash, Shake Shack, Burger King and more. We are always adding national and local savings. BUILDS YOUR CREDIT You will start building credit with daily transactions. Built in auto-pay ensures that you never have to worry about missing a payment. Track your score in the app and watch it progress on auto-pilot. Atlas reports to all 3 major credit bureaus - Equifax, Experian and Transunion. SAFE AND SECURE Shut down shady transactions by blocking your card anytime. You also get complete fraud protection that only credit cards offer. Atlas is built with industry leading security best practices in partnership with Patriot Bank and Mastercard. NO HIDDEN FEES Simple pricing: only $8.99/month No other hidden, or surprise fees — Atlas is not a bank. The Atlas card is issued by Patriot Bank pursuant to a license from Mastercard®. Atlas may be used everywhere Mastercard® credit cards are accepted. Rewards and credit services are offered and managed by Atlas. Increase in credit score is dependent on on-time payment behavior and never guaranteed. Credit scores are impacted by many factors and an Atlas card is one of them.