Icon Ava: Fast Credit Score Builder

Ava: Fast Credit Score Builder

  • Finance
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Ava: Fast Credit Score Builder

  • Finance
4.9
8.8K ratings
Age Rating

4+

Seller
Ava Finance, Inc.
View in App Store

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User Reviews for Ava: Fast Credit Score Builder

1
One ⭐️

I just gave this company access to my most sensitive information just for it to tell me that my bank account supposedly never received over $1400 in deposits to qualify for a freaking $6 a month membership to boost my credit, meanwhile just on the 14th I had a major deposit of $2500 and on 11/30 one of $3200… so basically something isn’t accurate in its findings for making decisions which makes me believe there’s a risk that this company won’t boost my credit because it can’t even connect customers banking for such a small membership fee. I’m very picky about details, I’ve been working on my credit and have experience in the knowledge of what it takes… on time payments vs utilization…. Another bothersome issue is they offer two high impact products and nothing else. I’m not willing to take a major hit off the hope it raises “an average of 45 pts”… that’s not a smart move.

annieggc, Dec 27, 2021
5
An excellent tool for wherever you are in your credit journey!

If you're just starting off in building credit or working to pay down existing credit card debt, this app works brilliantly to keep you on track by providing a buffer with a high available credit limit, of which you can only use a certain amount for certain purposes. And while some may find that limiting, some of us need that limit, and that's what Ava is for. Plus I appreciate that it essentially consolidates most of my subscriptions. Thanks, Ava!

Ashley Gask, May 15, 2023
5
Great system of paying off credit cards

At first I was kind of confused that out of my $3500 limit I could only spend a few dollars but Ava makes it impossible to fail as long as you’re with them and they have plenty of credit builder options. So the more you make on time payments the more you can spend and with this being for small payments and subscriptions it works out perfectly.

BDECjray2329, Feb 02, 2023
1
It’s a Double Edged Sword ⚔️

Hi there I’m a financial & credit enthusiast. Now I still Advocate for Ava, IF your financial situation can benefit from it, but it can be a stagnation or In my case drop it by 105 points and slow down my business & finacial content creation. But none the less it doesn’t take away from what the goal of the service does it just not for everyone.My personal experience: I signed up for Ava on Feb 2023. Now, before I advise anyone that comes to my channel and or recommend a service I let them know I’ve use it! In my case with a great credit score and a high credit line + good credit mix of accounts. it truly didn’t benefit at all. But I still got to show I use the service before I advocate for it cause my situation it didn’t help but if I had a low mix of credit, and the 3600 credit line being report can benefit others!My specific issue: throughout signing up and setting up Auto Pay & connect checking & savings. They emailed - which some of their email are flagged as Spam, mentioning a disconnect with autopay being blamed on plaid. With no info as to why? Now this is why it not a plug and play even though they state to just keep the bare minimum funds cause B2B they disconnect Autopay. Coming back from my international business tour, sitting down with financial advisor it was brought to my attention that my score drop 105 points. I reached out by email to have clarification & dispute. They respond still not clarifying.

Corephan, Sep 22, 2023
5
Forget the bad reviews, and also get that this company isn’t very big.

This actually builds your credit, and for $36 a year or $3 a month you are able to not only to pay off your Apple subscriptions, your other bills, but you are also able to put money into the builder account to be able to create savings. This is a no brainer and unfortunately some haters here want to shut down this awesome concept.What I’m trying to wrap my head around is why are these 12 year olds trying to make this app look very deceptive and untrustworthy. I’ve had this app since May, and other than one day during the summer this app didn’t want to open I have had zero issues with them and have made 7 on time payments with Ava so far and put $105 towards saving. So ladies and gents, get your act together and acknowledge that this company is run by a former credit karma employees, the structure is still in its early stages, so just be patient and stop being so stubborn because you couldn’t get customer service to contact you the same day or you got over charged. Thank you Ava, for giving me the opportunity to build my credit with you and allowing me to save. You have my respect but please make the app less prone to crashes, it can still happen frequently. Cheers!

Cyrus Asgari, Nov 22, 2022
3
Unable to get pass address verification process

So I try out this Ava credit building app because your promise. Then after downloading the app & receiving email link to proceed with adding information to start my Ava account then I ran into issue when attempting to input my mailing address it seems as though it isn’t recognizing my the address that I’m currently residing. Every time my address is shown on search then I tap that then try to add apartment info then I get a error message stating I need to address full address information. So unable to complete to resignation process in order to determine if I’m even eligible or approve for account. I’m hoping after this review that Ava support can help assist with continuing the process or fixing the issue that’s causing the clinching within Ava app so that way I can finish application process. Hoping someone from Ava support teaches put asap. Thanks.

d.genell aka Icandy7, Jun 06, 2022
3
No customer service!!

I got locked out of my account when I got a new phone and tried to login but there is no login to get back into your account as they ask you to open a new account but no way to log back in, I sent an email to support and after 3 days still haven’t heard back so I’m just gonna let them collect what I owe then I’m locking my bank account to not allow any ACH withdrawals so then they’ll have to close my account, great for building up credit but if you get logged out good luck getting back in, horrible customer service and no way to log back in, I don’t recommend them if this ever happens to you so I left 3 stars for that reason, thanks for nothing!!

D1am0ndJ, Jul 07, 2022
5
A must have!!!!!

This account is amazing! It’s perfect for people who don’t want to get stuck with credit cards you can use for any occasion. Somehow you end up spending more in interest and getting further behind. I have had this app for only a month and my credit has already gone up 37 points! We are trying to get new flooring in our house and needed a credit boost without the hassle. This is highly recommended if you need to build credit, but don’t want the everyday card!!!!! (Trying to talk my husband into doing this too) thank you Ava!

gaminmomma38, Feb 16, 2023
5
Efficiently Managing Your Finances with Ava

After using the Ava Finance app for a few weeks, I can confidently say that it offers an impressive suite of features to manage, track, and plan your finances. It's user-friendly, intuitive, and straightforward - even for a beginner. The interface is sleek and easy to navigate which makes financial management less daunting. One of the star features is the real-time tracking of spending; it categorizes your expenses efficiently, helping to understand where your money is going. The financial planning tool is a great way of setting and achieving short and long-term financial goals. Customer service was responsive and helpful, addressing my concerns promptly. Future updates may increase the app's versatility, as I look forward to having more features and further support for various financial instruments. Remember, the effectiveness of a financial app greatly depends on individual financial habits and needs. So, what works best for me might not work for everyone. Regardless, Ava Finance offers a comprehensive package that can be useful for anyone looking to better manage their finances."

grimaxis, Sep 19, 2023
5
It actually works

I signed up for this about two months ago after not being able to join kikoff. I was hesitant at first because of the reviews and I have tried other methods to get my score up before but this actually works. My score has already went 63 points. I would recommend doing the credit card builder and the loan builder at the same time to get the fastest results.

jayrob59, Feb 19, 2023

Description

Unlock a better financial future with Ava – the easiest, most effective way to build your credit score. See improvements in as little as two weeks, with 90% of credit score factors positively impacted by our innovative approach. A 750+ score is finally attainable.

Why Ava, you ask? Quick Results: 70% of our members improve their credit score within the first two weeks. Stick to those on-time payments, and you might just get a 100+ point boost in three months! Easy Setup: You'll be up and running in less time than it takes to make a cup of coffee - less than 5 minutes!. Transparent Pricing: Starting at just $6/month for the annual plan, Ava offers a simple, affordable route to better credit. With Ava, you can expect: - No hidden fees - 0% interest - Instant approval with no credit check - 0 deposit/collateral required Included in our simple pricing are: CREDIT BUILDER CARD: Ava’s Credit Builder Card allows you to pay for over 40 online subscriptions and bills like Netflix and Verizon, while also lowering your credit utilization. NO CREDIT CHECK REQUIRED, and approval is guaranteed when you connect a valid bank account. We help you keep a low card utilization with a spend limit to positively impact your score. When you make on-time payments we report your positive behavior to all three credit bureaus within 48 hours. CREDIT BUILDING ACCOUNT: Ava’s Save and Build credit account helps you save money AND improve your credit score at the same time. Boost your score by adding an additional credit line to your report and increasing the frequency of on-time payments. Start by putting away $25/month in your own Save and Build account and get ALL the money you saved after 12 months of on time payments. Absolutely NO interest or fees. You keep every dollar you save! MONTHLY FREE CREDIT REPORT Stay on top of your credit score with free credit reports in the app and watch as your score improves. Discover insights and suggestions in your report that make it easy to understand credit factors, like credit utilization and percentage of on-time payments. DEDICATED CUSTOMER SUPPORT Require assistance or have inquiries? Our dedicated support team is here to help. Contact us at [email protected]. Ava makes credit building easy. What you see is what you get – no hidden fees, zero interest, and a promise that we've got your back. We make sure we win only when you win. A better credit score and thousands in savings are just a few taps away.

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