Use Zillow calculators to find out what you can afford, and gain control of the home-finance process with live, customized mortgage rates from multiple lenders, all in one place. Find a local lender in minutes who can help you get pre-qualified for a mortgage, and show sellers that you’re a serious and credible buyer. Our app makes it easy to reach a local lender, whether you’re looking to purchase or refinance a home. Remember, it’s best to talk to at least three different lenders when shopping for a mortgage to find the right loan for you. With Mortgage by Zillow, you’ll find: • Local lenders • Payment and affordability calculators • Real-time mortgage rates Key Features For home shoppers: • Find out how much you can afford to spend on a new home with our home affordability calculator. • Estimate your monthly mortgage payment with our mortgage payment calculator. • Compare mortgage rates, APRs, fees, monthly payments, loan lengths and more with customized quotes from 100+ lenders. • Get real-time mortgage rates based on your location and loan requirements. •Find a local lender to discuss your loan options and help you get pre-qualified to buy a home. • Rate history makes it easy to come back and compare past rates with current quotes. • “Call lender” function allows you to contact lenders directly through the app. For homeowners: • Refinance calculator estimates your breakeven point and shows money savings over time. • Compare the latest refinance rates to see if you can lower your interest rate. • Find a HELOC lender to see if you can tap into your home equity. • HARP quoting provides custom refinance rates for homeowners who are upside down on their mortgage. • Easily share results with your spouse or partner from the app. We are always working to improve Zillow’s apps. Please continue to send feedback to [email protected].