Icon Katapult | Shop & Lease to Own

Katapult | Shop & Lease to Own

  • Finance
View in App Store

Katapult | Shop & Lease to Own

  • Finance
4.8
3.6K ratings
Age Rating

17+

Seller
Katapult Group Inc
View in App Store

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User Reviews for Katapult | Shop & Lease to Own

5
Really an outstanding take on the lease to buy model

I love Katapult. Besides reasonable rates and a genuinely friendly staff. They are also very understanding when life gets in the way and are very helpful in helping you get back on track. It’s a place you want to continue to do business with because they treat you like a repeat customer from the get go. Thanks for the great service and access to the amazing products.

Aj10000033, Jul 17, 2023
1
Terrible app

I entered my bank info for my payments to be taken directly out of my account. I also made this my default method and deleted all others. They told me is takes 10-15 days for a payment to go through from the bank. Even though they could see that this payment was pending, the kept trying to charge my old cards that I had deleted for two months worth of payments, even though I wasn’t behind. Luckily I didn’t have any money on that card. They keep any payment method you have used and will charge it without notifying you.Would not recommend! If you want a leasing option I would try Progressive Leasing. They are much better!

Aquamermaidygirl, Apr 26, 2023
3
Would prob recommend to family

Well it’s an easy process very simple. Will be using to boost credit more. Item I ordered was out of stock though wish I would have know it would be shipped three months later before starting payments it’s for my car (suspension) but i guess it will ship sooner who knows

Bake$, Jul 20, 2023
3
I love Katapult!

When others say "Decline", Katapult says "Absolutely!" This alone is great, but their customer service is almost always top-notch. Yes, making a Wayfair purchase is a pain, but if you put down the phone, and get on a computer (phone browser won't work), the transaction is a breeze. Just pay it off in 90 days and you won't incur interest. I'm a fan.

BrendaInJAX, Jul 14, 2023
4
Great for a a no credit opportunity

They will give you a few months “pay off in full” & my only complaints are the glitches in their software. It doesn’t sync well with the apps they’re claim to be partners with. I have to log in multiple times to get the correct calibration with “approved vendors” usually through my internet browser. I also don’t like logging in with part of my social security number every time I want to access the account information.

ButterzThtzMe, Jun 15, 2023
5
Great App

Easy payment opinions and my tent is so nice my kids and I love it so much the 90 day payment plan made it so much easier to go ahead and get it and pay 45 down and 15 every two weeks and as long as it’s paid off in the 90 day period I am only paying 17 dollars more that if I bought it cash upfront at one time ! Y’all should definitely trying it out they are way nicer and easier than Acima

Caa241728, Jun 21, 2023
4
MC and Visa are blocked making payments

I got a call saying my auto payment was rejected. They couldn't te me why and I couldn't imagine. So after trying 2 more cards .. still would not go thru. Finally after talking to my credit card issuer's, they said that they had Katpult blocked! Not just one but THREE completely different cards .. they said it could be for many different reasons . now how to i make my payment ? 🤬

EllieMae1969$, Apr 12, 2023
3
Early pay off

This isn’t a bad company I haven’t had many issues with them other then I didn’t realize if you didn’t pay it off before the 90 days early pay off passed. It would go back up to full amount. I only had about $100 left to pay off but the 90 days passed and it went back up to full amount as if I never paid anything that was really disappointing and very frustrating.

EvilGeminii, May 27, 2023
2
Don’t do it!

First they claim no credit is required and that’s not true! First thing they ask for is you SS # and the limit is based on that. Second, I had the auto payment option on since day 1 and they still claimed my payments did not go through so the charged me an extra $100 for that. Third of toy don’t pay in full by 90 days they automatically add another 12 months of lease and double the amount you owed. And lastly, they increased my limit by a thousand dollars and I was ever able to use that because of all the glitches and how bad the process is. I was trying to get headphones for my kids on prime day and it clearly states you Can lease electronics but my cart kept getting rejected and I was never able to purchase anything through them on prime day and CS told me that having an available balance doesn’t mean I can use it. What a joke. I won’t be using them again!

JacelZ, Jul 20, 2023
5
Easy approval, easy payments.

I don’t use credit or loans, this leasing option is easy and neat. But be aware if you don’t do the 90 days early payout your going to pay crazy numbers. If you can do the 90 days, this is a great option.

jc20865, Mar 31, 2023

Description

Katapult is a lease-to-own option that helps you shop now and pay over time. No credit is required and easy, flexible payment options means that you don’t have to stress about making those important purchases. Shop great deals now with 100+ retailers and apply for a Katapult lease today.

How Katapult Works: - Apply online or through our app - Shop supported retailers directly through the app - Make purchases online using Katapult during checkout - Manage your leases and get help when you need it - Get notified of upcoming payments - Make payments within the Katapult app Katapult allows you to lease-to-own the important items that you need now, without having to pay for them in full upfront. With Katapult lease-to-own, you can take home up to $3,000 in must-have items such as furniture, electronics, home appliances, beds, mattresses, tires, and much more. Our lease-to-own option offers a fresh way to get the things you need. With Katapult, you have a lease purchase option that fits your life and there are no late fees … ever! Step 1: Visit the Katapult marketplace and choose where you want to shop from your favorite online retailers*. Step 2: Take advantage of $300 to $3,000 in shopping strength. Get pre-approved to know how much you can spend, or just begin adding qualifying products to your cart. You may then apply (if you haven't already), and if approved sign your agreement, and make your first payment. Step 3: Use Katapult to check out. Select Katapult as the payment option in checkout. Start your lease-purchase application and once approved get the flexibility to pay over time, purchase early or even return your items. Katapult … a better way to pay. Katapult cannot be used for every transaction, only specified items are eligible. The browser extension for Katapult cannot be used to make in-store transactions. The path to ownership will cost more than the merchant’s cash price. Not available in MN, NJ, WI, WY. Depending on your state, the stated transaction is a rental-purchase deal (rent-to-own agreement, consumer rental-purchase agreement, or lease/lease-purchase agreement) with Katapult. It is not necessary to be an owner. You will not own the goods until you have paid in full the whole amount required to obtain ownership or you exercise your early purchase option. Payment amounts and rental terms may be found in your lease agreement. The phrase "No Credit Option" indicates that this is not a credit, loan, or financing transaction. It does not indicate or suggest that no check into credit history or creditworthiness will be undertaken. We examine your application using numerous data points and routinely accept clients with less-than-perfect credit.

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