Icon Zogo: Learn & Earn

Zogo: Learn & Earn

  • Education
View in App Store

Zogo: Learn & Earn

  • Education
20.9K ratings
Age Rating


Zogo, Inc.
View in App Store

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User Reviews for Zogo: Learn & Earn

Too Many Bad Changes & Buggy

I love the idea of learning; however it seems Zogo continues to make bad changes with this app. It started with a Daily Challenge early in the day where you would be able to answer questions based on learning beginning at 6:00 p.m. Well, that wasn’t bad but a continuous bug made it impossible to use the app to do it at 6:00 p.m. Next, they changed this challenge to a “Party” at 10:00 p.m. This was good except when you have to work the next morning, Zogo doesn’t take precedence. More recently, the app started the party at 9:00 p.m. - the issue now is that Zogo doesn’t provide any information prior to the challenge questions, it goes right into asking timed questions! And it appears that you cannot earn large incentives of pineapples (or at least I haven’t). So, needless to say, I am growing more and more uncomfortable with this app. And I don’t think I will tell anyone to use it anymore. I’m giving it a few more weeks and if I continue having issues, I’m gone.

757CT, Aug 14, 2020
Pretty sure it’s a scam but... maybe not

In this app you basically get money for free... well not really money, gift cards, but still. This makes me think that it must be a scam. Even if it is a scam though, it doesn’t ask for your credit card information so you really have nothing to loose. I haven’t gotten enough pineapples to receive a gift card yet and I’m sure that when I do I won’t get the gift card anyway but whatever. The game is actually pretty fun and interesting and a good time filler for quarantine. If your having second thoughts about getting this app just get it anyways, it won’t cost you anything. I’ll edit this review once I’ve received enough pine apples to get a gift card so I can see if it’s a scam or not. Whatever, my only feedback for this app is that one time I got the answer right and it said I got it wrong and the correct answer was the one that I picked so... 🧐 that’s a bug that needs fixing. Oh well, overall good app.

ghkqcsdbjkddv, Aug 08, 2020
I wish this existed earlier! It’s so useful

I am a college student who’s about to graduate and there’s information in here that is new to me. Financial education and guidance on applying to college was almost nonexistent during my high school years, even though I lived in a relatively well-funded area. This app is concise and serves as a great starting point if you know little to nothing about these topics. There’s been no technical issues so far. I don’t mind the points system or the limited hearts/lives. It might be annoying if you’re bad at multiple choice. The questions aren’t that difficult though! I got to the first reward after finishing 3 topics. It’s not a scam like some of these people are claiming before they even use the app lolEdit: Some of the questions need editing.

ifucanthangbby, Dec 08, 2020
Very informative but hard to actually cash out

I’ve had this app for 2 days now and I’ve already earned $5. I try to cash out but it says that I need a sponsor, which is understandable. I actually enjoy learning about the topics provided. The way the creators designed it makes it interesting and fun. The only problem is that I’ve seen multiple people say that they were never able to receive a sponsor, which worries me. One even saying that they’ve had the app for a month and still had no luck. Another saying that this app doesn’t pay out for new members. I will continue adding up my points and waiting. I know covid-19 may have some sort of play as to why it takes awhile to get sponsors. I currently have 25 in my area so I’m hoping I can get one very soon! If you only download the app to learn the topics then this app is great! But if you download this for the rewards then it may be awhile till you actually get any or if the reviews are right then you may never receive any at all, so please take that into account. Otherwise this is an amazing app and I will keep earning until a sponsor finds me. Hopefully the other reviews I’ve seen are false.

It's sooooo cool, Jun 23, 2020

I was loving this app until it had some problems. I had told my pre teens about it to encourage him to earn some gift cards for somethings things he wanted but now the reward system is really disappointing. You only get +5 points for getting a question right. Now it takes forever to even get close to a $5 gift card. Referral is only a 100 pineapples now which is .10 cents! I know you guys weren’t ready for this app to have such a huge turnaround, but reconsider tweeking the point and referral system again.Developer response: “Hello, we partner with financial institutions to make financial literacy accessible for everyone. As as result, we had to focus on our commitments to local communities, which is why you may have experienced a change in the reward system. We’ve recently increased the number of points per question and referral that you earn (even if you’re not with one of our partnered financial institutions)! We’re continually trying to increase the number of communities that we swerve (so that people everywhere have a better experience)! Ok thank you responding, but on your website it states this was made for kids how and you’re telling me that you’re supposed to be partnered with a certain credit union. You guys don’t state that in the app whatsoever or website. It’s overall confusing. Update: the good thing about Zogo WAS the mini game points now they’ve lowered that too. Are you guys trying to loose users on purpose?

ladyluckdeals, Feb 08, 2020
Everyone will benefit by using this!

Even if you think you know it all, or know a lot I promise you that you’ll learn something by using this app. It challenges your knowledge on finances, financial security, planning for goals, 401K’s, types of retirement plans and social security just to name a few categories. Great even for a refresher on what you thought you knew as well. Fun challenges, holds your interest and great for short meaningful spurts of knowledge. Plus, you win pineapples for questions answer which can be used for gift cards! You can even challenge others on knowledge games. Fun and entertaining. It doesn’t matter your age or where you are in life to benefit from this. It won’t raise your anxiety score using it either. Just do it! It’s good for you! You have nothing to lose by giving it a go!

LovesHerCoffee!, Apr 11, 2021
2 and a half

To be honest, I love zogo. It helps kids and teens with learning what they need in the future and earn quick gift cards while studying. Recently though, zogo has partnered with stride where you have to submit a usa ID, passport, and drivers license. Which I’m pretty okay with since a lot of bots or people create new accounts to earn even more money and lie. The problem I have is the selfie part, most parents are most likely not to do that for their children, so they will never be able to cash out. The ID part is totally understandable, but the selfie is very unnecessary. Another problem with this app is that gift cards are almost never in stock. Before this app updated or had the verification steps, I was always able to see when and how much gift cards where left, even if one was left I was still able to see. These days I can’t cash out because I wait for Monday midnight ET, the next day I woke up at 7AM-8AM and checked and already it says they will be restocked/refreshed at Monday midnight ET with 0 cards left. I hate this glitch or whatever it is so much. This doesn’t only happen to me, but to other people. I get that zogo is not responsible for the giftcards, but someone else is, I just feel like zogo should maybe communicate with these people as customers and learning children should not go to that much trouble.

Meta PGogeta Br, Aug 09, 2022
I love how simple it is- and there’s no catch to enjoying learning!

We all know about literacy apps that make you pay for premium learning or more enhanced learning you don’t get with the “free version”. Zogo pays YOU for learning how to handle money better! 😁 I got upset when I ran out of hearts because I thought I would have to pay to receive more or wait for HOURS- but in fact, all you really have to do is cough up a meager 500 pineapples! ☺️ As a person with ADHD and other learning disorders that make it hard to focus and learn “complicated” topics like the ones Zogo covers, Zogo actually makes it really easy and fun to learn new things, and it sticks in my brain for when I need to use the things I learned in the real world! 💕💕 Definitely recommend for anyone trying to learn more about how to manage money, especially if you’re a lower income citizen. Thanks, Zogo! 🤪🍍

Mini Octo 🐙, Mar 26, 2022
Great, in the beginning.

In the beginning of using, it’s great way to learn financials. It’s a great way motivator to keep learning, however, I’ve hit stumbles along the way without an easy way to contact support. After restarting my phone, my issue is this, the “general questions” section is completely empty. Nothing!! White screen!! Not even drop down boxes have any info, questions, etc. I’m unsure what the app refers to as “the bubble game”. Since the topics are inside a “circular icon”, I’m assuming that’s what’s considered, the bubble game. lol. Seems my connection to “support “ thru Apple store doesn’t seem to show up. “Contact us”, will not allow me to fill in my email. So, hence the 3 star rating. Was at “5 stars”, actually, until this simple “info and contact issues” cropped up. I would love to continue using this, as it’s a great learning tool with good idea on motivation. Hope this can be fixed easily. Thanks.

Sjh2k, Jun 17, 2020
No voip numbers / data harvesting privacy policy

Can’t sign up because they don’t accept VOIP numbers. I have yet to encounter a learn and earn app that has this restriction. Some of us only have VOIP numbers. It’s not enough that you harvest all the other demographic information you require to sign up?Developer response: You should not categorize all VOIP numbers as “fake numbers.” I use it for anything outside my family and friends I would rather not have companies harvest and sell my data. Your assurances are hollow after viewing your privacy page. It says right there that phone numbers may be collected. It also says information collected can be used for your “business partners,” “ determining your location,” “including to market our services.” When discussing WHO you may disclose information to, your privacy policy includes “affiliates,” and “business partners.”THAT is exactly the reason I don’t give my real number to double speak apps like yours. I already get enough caller spam to last a lifetime, I don’t need another app selling my phone number.

SpineDoc777, Mar 29, 2022


Zogo is the #1 app that helps you improve your financial literacy. We break down complicated financial topics into fun bite-sized modules. We partner with financial institutions that'll reward you for learning about finance.

Learn and earn, it's a win-win! Do you wish you took a financial literacy class in school? Do you find financial jargon difficult to understand? Do you find managing your finances stressful? If you want a healthier financial life, then Zogo is the app for you! Join hundreds of thousands of users who are learning and earning by downloading Zogo for free.

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