Mission Lane Card

Name: Mission Lane Card
Rating: 4.87697 (180813 reviews)

Finance

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Mission Lane Card

Finance

4.9

180.8K ratings

Age Rating

Seller

Mission Lane LLC

View in App Store

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User Reviews for Mission Lane Card

Does not work on iOS

I think the company and card are great! I appreciate them for extending me credit thereby allowing me to build my ailing credit worthiness. But, this isn’t a review on the company nor it’s merits. It is a review on this particular app. While I admit it is difficult for me to consciously submit a one star review for a company I respect and appreciate, I have had the app since the opening of my account, and have yet to avail myself the benefits of access to account information via a conveniently available, user friendly, well designed app platform. I’ve seen this identical fundamental flaw mentioned numerous times in a plethora of reviews, and the issue persists none the less. I maintain the certainty that as a company, Mission Lane, is succeeding, however when it comes to their applications cross-platform performance, they land firmly in the territory of a one star review.I am willing and eager to update this review when and if this critical error is rectified; but until then I must remain steadfast in my decision to rate this app with an isolated and solemnly solitary star…

DreamWebConcepts, Jun 17, 2022

This company will destroy you credit, get a secured card instead!!.

I'll admit I'm a part of the new generation but this has nothing to do with the day and age we are in. I've tried multiple times to pay off this card through the app but their archaic payment methods made it hard for me to pay it off on time. If you call them they will take a debit card but there is no word or option of that in app, so my only way was to pay the ways of ach transfer which would take up to two week with my institution at the time and that made it incredulously hard for me living from paycheck to paycheck at the time. When I py something just like I pay in cash I want it to be instant or on a set date you'll get neither with this app developed for a dinosaur by dinosaurs! Get with the times mission lane and learn how to accept a debit card in app and not over the phone.

GandalfTheGhetto, Jun 15, 2022

Great Credit Card!

This is one of the best credit cards I’ve had! If I could give more than five stars I would! I have been with Mission Lane for about 1 1/2 years, and they have given me two substantial credit line increases. If you are not using the card wisely and trying to pay off what you charged, they see that and feel you deserve a credit line increase. They give them every 6 months. I have had someone get into my account and make some purchases using my card. I called, and right away they sent me a new card , and put the money in question back on my card till they investigated it. They have always been very helpful and kind. I appreciate that. Give them a try! Thank you Mission Lane!!

KimmieNB, Jun 15, 2023

They’re definitely working to make it better!

This app has certainly come a long way from when it used to be LendUp. It’s so much more user friendly and accessible now and I can’t say that I’ve had any problems or issues thus far. Transactions and payments apply and show up promptly and they offer access to lots of information and articles for people rebuilding. I think it would be more convenient to be able to update your personal information through the app or online instead of having to call into customer service, but that’s more a minor inconvenience than anything. Overall it’s been a great experience so far.

Meliebe, Mar 30, 2021

Good so far

I’m just getting the card. I set up the app on my phone, used it and paid it off quickly so I could make sure the app worked. So far so good. I’ve read some reviews about it taking too long to post payments. I had to call customer service because they sent my card at the end of April and I didn’t receive it. So, I called them, it didn’t take too long for them to answer, they quickly canceled my card and sent me a new one. I must say they’re customer service professional was pleasant and the issue was resolved quickly. So FAR, they checked all of my boxes. I’ll definitely come back after 6 months to give another review. Thank you Mission Lane for helping me build my credit.

NicozGiGi, May 31, 2021

I love this card! I’m grateful and thankful for this company!

Mission Lane approved me for a card when no one else would. My credit was once really good but was destroyed after my husband’s fight with stage 4 cancer. It was financial ruin for us. Once he got better, I made it my mission to restore my credit and get our finances on track. Mission Lane was my first step to rebuilding my credit. They gave me a chance and here I am, a little over a year later, with a credit score of 746!! Because of Mission Lane, I have been able to get a personal loan and 2 car loans as well. They even increased my spending limit after 6 months. In addition, the app is super easy to use to track your spending and make payments. The company’s mission to help people rebuild their credit with kindness and compassion is second to none in this industry. Thank you Mission Lane, from the bottom of my heart... Sincerely, Rachel, customer for life :)

RachelB33, Jun 18, 2021

Very happy with this credit card choice

I had never heard of this bank or this card before I applied but I am very happy with the decision that I made to go for it anyways. And over a year later, I do not regret it. They have really been awesome, from their customer service, their business practices and even raising my limit twice in that year. I started with a$500 limit and after about 7-8 months (approx??) they increased my limit $100 and then 2-3 months later increased it another $500 for an overall limit if $1100 and it has really been a blessing.I have had zero issues using the online system to make my payments and the payments were credited promptly. (The first month or two they credited the payment as on-time but did not release it to the “open” credit line until the interest payment was taken out. I suspect because I had been close to my limit, I appreciated it!) I have never felt this was like some other cards to improve your credit, where you feel the predatory breathing down your neck as they wait for the chance to charge you a large fee. I feel they want me to succeed and that is indeed a nice feeling. 🤗 Thanks Mission Lane!

SDGeekGirlToo, Jun 07, 2021

This card is great for rebuilding credit!

After a fallout years ago with my credit, I had problems obtaining even a secured card with my credit having a score of roughly 489. I received Mission Lanes invitation in the mail and for an annual fee of $59 which is extremely low and not secured, I honestly thought I was not going to be approved. To my surprise I was approved in late October receiving my card in November with a $300 limit!! I am pleased with this card so far. Most of my collections from past years have fallen off my report and I’ve been in excellent standing with Mission Lane. Just today after 6 months they bumped up my credit to $600 and I’m stoked! My credit score is in the 600’s now across all 3 credit reporting agencies and I couldn’t be more happier!!

Stella86531, May 18, 2022

Helped me get back on top.

I had a job loss and then an accident. My credit went downhill quickly. I had a ton of charge offs. I gradually paid back all my credit cards even though they were closed. My credit report showed that they were all paid off. I then applied for this card and got a $500 limit. It’s now $1,500. When I started rebuilding, my credit score was 541. Today, all my scores are right around the 780 mark, including FICOs.The app is easy to use. I’ve never had a problem with the card. I always pay off the balance way before it is due. I now have two Capital One accounts and a Discover card. $40,500 in total available credit. I think what allowed me to rebuild so quickly in about two years is that I paid off charge off debt. So my credit report showed I didn’t owe anything. And I never keep a balance on a card and am never late. Each of us has our own unique credit profile. What works for me may not work for you and Vice versa. In short, I really don’t use this card much but I don’t want to close it out and have a closed account on my record. I just use it occasionally for gas. Just to keep it active. The problem with lower credit line cards is that if you use them, it shows you’re available balance. And that is what looks bad if you’re using more than half your credit line. Get this card and only use it for small purchases. It’s a stepping stone card.

Willamette LAW, Aug 04, 2022

Mission Is Horrible

When you sign up with this company, they give you this idea that it’s going to be pleasant and they’re offering you some thing. It’s so difficult customer service he doesn’t exist. None of them see the same things they offer you things to go your credit and then when you try to attach your accounts for payment, none of it goes through and nobody has any idea why they send you multiple emails every day that areUseless and the most important part is there is really no customer service. They have some phone numbers here but when you call the people cannot help you they have no clue how to answer you when you’ve made a transaction they cannot see the transaction. You have to email call back Email called back and then there’s still no resolution also that 59 Dollar charge is unreasonable and they take it off of the top immediately

you suuuuck, Nov 23, 2022

Description

Thanks for choosing Mission Lane as a partner on your financial journey! Whatever your goals may be, we’re here to champion your success. With the Mission Lane iPhone app, you can manage your credit card account any time, anywhere.

Check your account balance, pay your bills, view your activity, or keep tabs on your credit score - all at the tap of a screen. Plus, enjoy easy access to our customer service agents. By using the Contact Us page, you can give us a call or send us a secure message whenever you need. Have a simple question? Enter the Help Center to check out FAQs. Looking to build your financial finesse? Check out our credit education courses for some useful tips and tricks. Finally, set up Touch ID or Face ID for seamless log in with enhanced security.