A description of each step of the payment including the amount, PIN validation, remaining attempts in case of incorrect PIN, transaction completion, is encrypted and sent by the card to the phone. The cardholder can hear these details and pay in peace. To use this application you first need to receive your “Voice Payment Card” and link this card to your phone. Available languages: The application is available in English. L’application est disponible en Français. Die App ist auf Deutsch verfügbar. O aplicativo está disponível em português. La aplicación está disponible en español. L'app è disponibile in italiano. Aplikacja dostępna w języku polskim.