Benefits: - Apple Pay - No monthly fees, no overdraft fees - Customize your own Step Visa Card - Instantly send and receive money - FDIC insured bank account - Save for your wants and needs with Savings Goals - Track your balance in the app - Shop online - Earn unlimited rewards for referrals Convenience for parents: - Instantly send money to your teens - Autopilot your teen’s allowances & skip or adjust anytime - Visibility into your teen’s spending - Empower your teen’s to save with Savings Goals - Connect your existing debit card, bank account or other apps for instant transfers - Teach financial literacy