Spending Tracker

Name: Spending Tracker
Rating: 4.76576 (14148 reviews)

Finance

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Spending Tracker

Finance

4.8

14.1K ratings

Age Rating

Seller

MH Riley Ltd

In-App Purchases

$2.99

View in App Store

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User Reviews for Spending Tracker

Powerful app for freelancers & self employed

I’ve downloaded and tried more than a dozen expense tracking apps and most didn’t work for me. At first this one seemed too simple as I wanted to view transactions by category. Then I discovered that when you pull down on the screen you see the categories box and you can choose to view transactions by the categories you create. I upgraded to Pro then exported expenses and discovered you can export by category, a range of dates, by the month or year or whatever. At this point I saw what a game changer it was for me. When I did an email export all I had to do was click on the file from my desktop and I had a spreadsheet with all the transactions in order. If you had a mind to you could make categories that match your Schedule C for taxes which is what I did. So I have expense categories: Post Office, Shop Supplies, Office, Utilities, eBay fees, etc. I have income categories: Web Sales, eBay Sales, Shop Sale, Investment Sold, etc. Whenever I want to see any or all the transactions I can see any part of them by Daily, Weekly, Monthly or Yearly. Note that it syncs through DropBox so I can see it on my iPad or iPhone. No subscription. You can set up multiple accounts and set reminders, set a passcode, set auto-backup and other tweaks. Highly recommend especially if you’re trying to track receipts, payments and income. Charles

4volvos, Jul 21, 2021

Favorite Spending App

I’ve had this app for a couple of years now, and I can definitely so it’s worth it. It works as intended. It’s free but you can pay a one time premium which I like. Everything is done manually, except for the report, which is really nice. I used to use Excel to track my budget and this works way more conveniently as I can add my expenses on the go. You can set a budgeting amount but you won’t be able to create a budget per category, which would be very nice if that can be added in. I wish there was a bank feed option and the app instead of manually adding expenses because sometimes I forget or am too busy to add expenses manually. Lastly I’ve had an issue in the past, which has possibly been resolved, that when the app offboards from my iPhone, the data is lost unless you create backup files in Dropbox. I wish the app used other backup options such as Google Drive because I don’t use Dropbox so it’s kind of inconvenient there. Overall great app. Again, bank feeds, budget per category, please fix the offboarding and losing my data issue, and other backup options such as G-Drive and I will throw my money at you.

bfosjbdhja, Jan 02, 2021

Using this for years - best out there!

Like many people, my wife and I manage a busy household with children. We both work full time+ in the medical field and managing finances was a challenge. Several years ago I thought “there has got to be an app out there that allows us to share essentially a ledger or account register of some sort.” Of course there were several and we tried literally a dozen different apps. Many were complicated, forced you to create spending budgets or complicated things by adding unnecessary “fluff” or had issues with syncing or cost a monthly fee. We wanted a simple, accurate way to track how much we spent every month, on what, and could see how much we had left in our checking and savings. We wanted software my wife could enter a transaction in and it would show up on my version on my phone instantly from anywhere in the world and vice versa. This app does just that, we have been using it for several years, earlier versions had occasional sync problems but the developer was always very responsive and able to help us fix the issue. The last several versions of this app have been rock solid and do exactly what we need it to, nothing more, nothing less and helps my wife and I stay on top of our finances and spending habits. If you’re looking for a great app for sharing an account with someone that allows you to enter transactions on the fly - look no further this one is as close to perfection as you can get.

Bimmernerd, Mar 08, 2020

I Use this EVERY DAY

I’ve been using this app for well over a year EVERY single day. Every single transaction I make gets entered. My total automatically gets figured, I can have as many different categories as I want, manually label transactions, keep track of multiple different accounts, it calculates all your categories so you can see what you’re spending as a whole. Seriously. This app basically runs all my finances. It is literally perfect for the way I personalize like to organize my ledger. While you can select different ways for it to organize your transactions (like by date, or highest amount to lowest amount, by category, etc), the ONLY thing I wish we could do is manually move around individual transaction. I keep mine organized by date, and sometimes I enter a transaction later on in the day that I actually did earlier and it automatically lists it after the other transactions done that same day, which clearly makes sense, but I wish I could move just that one around throughout the different transactions that were done that same day. But that’s literally the least biggest deal. I’m just extra particular sometimes lol. I love this app. I honestly can’t remember if I had to pay for like a premium version or something, but if I did, it was worth every penny.

Britni Uhrich, Mar 14, 2020

Home Budgeting

I downloaded and updated to the premium to get the extra features. I think that was worth the small cost. It is a simple-to- use program, and I like being able to add categories on the fly. Since I am retired, and have a small income, I like that I can put in a fixed budget amount, and then add misc. income to calculate come a total spending allowance per month. Then, there is an auto calculate that shows the under/over spending and the ability to carry over a positive or negative variance. I had created a spreadsheet in Numbers, but that was a bit clumsy, so this is a refreshing change. I enter the expenses on both the ipad and iphone, and the sync through Dropbox has been working well with live updates. This program was designed very intuitively and is exactly what I had been looking for. I think there are other apps which might have more features, but the ones I looked at seemed more complicated. This is simple and provides just the amount of information that I need to monitor my budget. It would be nice to be able to take a snapshot of receipts, however. There is a both a pdf and csv export function, so I can export the report into a spreadsheet (Excel or CSV) or as a pdf into an app like Notability for viewing. So far, in the first week, I give it a high rating for simplicity and comprehensiveness.

CR@SK, Jul 06, 2019

Gives me what I need, nothing that I don’t

I was looking for a simple yet effective app that would help me see exactly where my money is going so I can find what part of my spending is necessary, where it’s wasteful, and find ways to do better. I love being able to have as many categories as I want to really break it down. How much of my income each month is from my full time job and how much from a freelance side job? Instead of just “entertainment” how much is going to books vs. music vs. movies? There’s even a place to make notes for more detail. At this point, I’m not looking for financial advice from an app and I don’t want to link an app to my bank account. If you want those things, keep looking. I’m looking for a portable, efficient alternative to a notebook and a calculator and I’m fine with entering my amounts manually. In fact that’s helpful so I don’t forget to log cash transactions that an automated bank-linked app would miss. I want to track income and expenses graphically and in detail. This app does that perfectly. If that’s what you want too and you’re willing to enter everything manually, then I highly recommend this app.

DebR62, Aug 17, 2019

Great App! Just needs one more thing.

This app is perfect for what I need. I love how simple and easy it is to use. However there is one thing that I wish would be different. I would like to be able to see all the transactions I’ve added into the separate categories. For example, if I listed three expenses under a category called “Family”, I’d like to be able to later go back and click on the category “Family” and see a list of those transactions. In my mind, you should be able to click on the category menu option, then click on a category, and see all the transactions listed under that category for each month. This would be very useful if you ever looked at the summaries page and thought “wow I spent a lot of money in the ‘online shopping’ category. I wonder what I spend it on?”. Then you could look at a list of everything in that category and be able to more easily recognize your spending habits and change them accordingly. Without this, you have to go and search through every transaction and find out what category you put it in. Very time consuming. Anyway, just a suggestion. I would love it if the developers could make this change! It would definitely earn them the fifth star :)

MrAviation102, Aug 08, 2022

Gain Control of How You Use Your Money

First, it’s important to note that this app is almost entirely accessible to VoiceOver users. You won’t be able to take full advantage of the graphs and reports, but the data is available in other ways that are equally beneficial. This is easy to use, and it doesn’t intrude into your bank accounts. Granted, you have to enter your transactions manually, but there are some real advantages to that. Categories and transactions are easy to input and easy to understand. Those who crave color in their categories can have it. There are several useful ways to sort your data, and yes, you can export it if you need to. Like any other app of its type, this app is only as good as the data you enter. Yes, it takes some time to enter data, but the revelations you get about how you’re spending your money are fascinating indeed. This app is your portal to financial peace of mind that will be harder to achieve without it.Finally, note that the developer is extremely responsive to questions and provides accurate helpful answers. Your first assignment: Buy the upgrade, then track it in the app as an expense. You’ll be glad you bought the upgrade.

Ncrabb2011, Aug 08, 2018

Just what I need!

We LOVE Spending Tracker!!! We have been using it for 5 years and it has helped us stay on budget and become completely debt free! I didn’t want an app that actually synced with my bank accounts, just one where we could be mindful to track what we are spending, and that is exactly what this does. We paid the extra $3 for the premium account so that my husband and I could sync across devices (via Dropbox). That has been SO helpful. One note to consider: (at least when I set ours up many years ago) spending categories didn’t carry over unused funds from month to month in their own categories. The unspent moneys were just lumped together into the general pot. But we wanted to be able to set up things like a birthday party fund and a Christmas gift fund, or even our home insurance, where we allotted a set amount of money each month to build up for an annual expense. So thanks to another review, I found a work-around to create a running budget with carryover in individual categories by setting up my spending categories as actual separate accounts. I think you need the premium to set up unlimited accounts, but again it is SO worth it!!! I hope the developers of Spending Tracker keep supporting this app for many years to come, because I don’t know what I would do without it. I’ve tried several other money apps, but this has been by far the simplest and most useful for me! Thank you Spending Tracker!!!

Parkside son, Aug 04, 2021

Flexible & Simple

I have been using this app for two years now. At first the biggest challenge is getting into the habit of using it daily for all of your spending. Over time I have started using more and more features, once I became familiar with the features I have already been using. Now, for the first time I will be syncing my phone app with my iPad. I quickly updated to the pro version because of its additional features and low cost. This app does everything I needed a spending tracker to do and then some. I did not want to link to a bank account and complicate things, and this app does just what I need. Keep track of all my income and spending. And it is flexible as well. I have added many new categories to further break down my spending habits. At the end of the year I am able to produce charts and graphs of all my spending, both home based business and personal. What a time saver when doing taxes instead of tallying up all of my receipts for the year. If you want a simple spending tracker, this is it. Just get in the habit of using it every day. Which by the way can even remind you to do that.

Ricciola99, Jan 13, 2020

Description

Spending Tracker is the easiest and most user friendly Personal Finance App in the store. And best of all, it's free! The simple fact is, by tracking your spending you will be able to stick to a budget and therefore SAVE MONEY.

So give it a try and have instant control over your spending! *** Features *** ------------------ √ Simple and intuitive user interface - helps you track your spending quickly and easily √ Flexible Time Periods - choose to track Weekly, Monthly or Yearly √ Budget Mode - optionally set a fixed budget amount to help you meet your spending targets - carry over any remaining budget to the next period √ Summary View - overview of your current spending progress - time travel backwards and forwards in time - see your main areas of spending √ Log Expense and Income - easy and quick transaction entry - sort by date, name or amount - repeat transactions daily, weekly or monthly (Pro Upgrade required) - export transactions (Pro Upgrade required) √ Categories - editable spending and income categories - choose a quality icon for each category √ Reports - easy visualisation of where your money goes - beautiful and interactive charts - view spending grouped by category - see the history of your spending