Mortgage Calculator™

Name: Mortgage Calculator™
Rating: 4.65385 (104 reviews)

Finance

View in App Store

Mortgage Calculator™

Finance

4.7

104 ratings

Age Rating

Seller

MH Riley Ltd

In-App Purchases

$39.99

View in App Store

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User Reviews for Mortgage Calculator™

Amazing app

I can't say enough good things about this app. It allows me to enter all my one time additional payments and my monthly over payments that have changed over time. I setup different payment scenarios and was able to overlay them on the same chart. This app is exactly was I was looking for.

AntFarm90, Nov 14, 2018

Great for the money

Easy to use. While you can add to your payment it doesn't allow for making a half payment twice a month. I think this knocks 7 years off of a 30 yr mortgage. I would like to see that added.But it is well worth the money.

ChiefShearer, Sep 09, 2017

Not user friendly

I simply want to know what extra payments on my mortgage would do for me, in yearly and monetarily, I inputted everything it asked for + the extra payment and it tells me nothing ! Waste of money ! I don’t want to be a finance major, I want a simple to use calculator that will show me graphically and otherwise what extra payments will do for me, apparently this is Not It !

Driver 7371, Aug 26, 2019

Great App

I use several of this developer’s apps and they are all feature rich and intuitive. Frequent updates and application support.

fladtheimpaler, Jan 06, 2022

So far so good

I had one crash when I started with this app but none after that so far using it for a couple hours. I like the ability to compare and tweak and compare some more. Best app for mortgage shopping I’ve seen so far.

Handydude, Dec 18, 2018

Very nice for comparing differences in rates and extra payments

Been trying lots of apps that just don't quite put everything together. This one allows you to put in taxes, insurance, PMI, extra payments and present the data in an easy to visualize format. One suggestion. Allow duplication of a saved scenario, then allow edits. Unless I missed something, I had to re-enter tax, insurance and PMI for each new payoff scenario that I created.

Lemcr2000, Apr 22, 2016

Enjoy this

This is great to compare refinance options and see the impact of making additional principal payments toward goals. Definitely shows you visually the amortization breakout.

Minpinbakke45, Jun 29, 2021

The breakdown view function no longer there

Been using that app for a few years and liked it a lot. But in the last several months, there’s been to many malfunctions: breakdown view no longer available, and when creating a new mortgage scenario the math doesn’t add up.

Nonette22, Sep 28, 2018

Every home owner needs this app

This app makes you realize how much money a mortgage actually cost you. This app has saved me thousands of dollars. It’s fun to see how much interest can be saved with extra payments.

Rld4ou, Feb 16, 2019

Buying smart

I love this app. Before buying or financing any big purchase I run the numbers here. I can see the affect of interest rates and monitor payoff dates of items. I share information with family and coworkers about how I have my money working for me and not just sitting in the bank. Anything I finance has to bring in income that is 40% more than my payment. But I like buy small houses with a 5 year payoff and then have get 90% positive cash flow.

Scouter111111, Apr 28, 2022

Description

*** SALE NOW ON - 50% off *** *** Featured in the Sunday Times App List 2012 *** *** Featured as 'What's Hot' by Apple *** 'Mortgage Calculator' has one aim - To SAVE YOU MONEY on your mortgage! If you're buying a house, looking to re-finance, or simply want to make the most of your existing mortgage, then this is the perfect app for you. Try out various 'What-If' scenarios and quickly see how extra payments can save you a whole lot of time and money.

You can enter any number of Monthly, Yearly or One Off extra payments, at any period during the loan. Then watch the total loan length and cost go down. You may be surprised by just how much! Easily visualise your cost savings in the simple and interactive charts. Just slide your finger along to see the costs for each year. 5-Stars - "...beautiful, simple graphs which make tricky decisions a whole lot easier." 5-Stars - "...really helped me to compare the different mortgage deals" *** Highlights *** -------------------- Specially designed for the US market: √ See effect of regular or one off Extra Payments √ Variable Rates support √ Calculate the 'True Cost', by including Tax etc √ Takes into account PMI √ Try out various 'What-If' scenarios √ Email a PDF or HTML of the loan details √ Support for ARM 3/1, 5/1, 7/1 mortgages √ Charts allow easy visualisation of the costs √ Make an informed choice by comparing loans √ Backup & Restore via Dropbox √ Passcode protection √ Elegant, simple and powerful user interface *** Quick Calculators *** ----------------------------- Super quick calculators for instant answers: √ How much can you afford to borrow? √ Monthly Payments √ Money Saving Effect of Extra Payments √ Cost of Moving House *** Analyse & Compare *** --------------------------------- Visualise mortgage costs in simple, easy to understand charts: √ Store details of multiple mortgages √ Easily see the costs for each year with a slide of the finger √ Try out various 'What-If' scenarios √ Extra payments can 'Reduce Term' or 'Reduce Payments' √ Include Tax, Insurance, PMI in the payments √ Support for 'Repayment' or 'Interest Only' √ Monthly breakdown of costs (Amortization) √ Compare up to 4 mortgages side by side √ Support for ARM 'Initial Rates' e.g. 4% for 3 years *** Voted #1 Property App - upack.com *** --------------------------------------------------- "The strongest arrow in its quiver is the way it handles hypothetical situations, letting you analyze all manner of mortgage-related queries, such as how much you can afford to borrow, and a variety of other what-if scenarios..." Note that multiple currencies are supported!