Money:Budget & Expense Tracker

Name: Money:Budget & Expense Tracker
Rating: 4.45787 (356 reviews)

Finance

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Money:Budget & Expense Tracker

Finance

4.5

356 ratings

Age Rating

Seller

Jumsoft

In-App Purchases

$6.99 – $199.99

View in App Store

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User Reviews for Money:Budget & Expense Tracker

Promising but does not explain "Free" as in trial

Initially I was looking for an application to manage my finance without having to link my personal bank accounts. I stumbled across money and at first I saw the user interface looking clean, reporting feature useful, and of course the offline feature to manually add my transactions.At first, the application looks promising by providing everything that I could need and best price of all "free."I spent the last 4 hours entering my transactions and bank information into the application. During the last 4 hours i've dealt with the bugs of the application crashing but also had the idea that the app was "free" so why shoud I complain right?Come to find out after several hours later and transactions I would be prompted to subscribe for me to continue.Had I known this up front - I would have stayed away in the first place instead of wasting my time.I get it - its a business and its a decent app. For other people who dont mind paying for it kudos to you to as well. I don't see anything wrong with paying for services like this. The problem I have is not being aware of it in the first place and after several hours later being prompted to pay.Please let future customers know that this is a trial for "x" amount of transactions.

Anonymousghj, May 27, 2019

Great app, better service

I have been using Money since I switched to Apple in 2012ish. I am a bit nerotic and keep track of everything. As my kids have gotten older, we have added shared accounts and devices running Money. As you can imagine, I have encountered problems. I'm the guy that breaks the unbreakable object. When I have encountered problems, the Jumsoft support staff has been responsive. Bottom line, they respond and fix the problem. If it is just you, buy the app. If you have a family and want them to learn to manage money and account for things, buy the app. We all have it on our phones for recording tranactions easily and on a laptop for more in depth work and analysis.If you appreciate nice things and customer support, Jumsoft Money is the ticket.

Brian_B22, Mar 29, 2023

Doesn't make sense

I was looking to replace another software package that I was using. I was even willing to deal with the fact that I can't share management with my spouse without being on the same device. Initially, it kept crashing, even after an update was pushed out stating it was supposed to fix the crashing. The automatic download for accounts is buggy. You need to be able to turn off the icon for the payee aspect. You have to use a time to order the transactions instead of just dragging them. The worst part of the application is the budgeting system. With other budgeting apps I used, an expenses and returns from a category is simple. You buy something under "clothing" then use the same category to return money to the pot. It's not so simple. I could work around the other things I call a problem, but this issue is at the core of what the software is supposed to do. I do not recommend people use this software at this time.

cheesecake 13, Mar 09, 2019

Wish I’d tried it earlier!

I was interested in Money 5 since its launch, but was reluctant to spend $25 (I think it was more right after launch) without an ability to try it. Not to mention some initial reviews looked discouraging. Now it’s free to try and boy I wish I’d got it earlier: the interface is a joy to look at, all the important transaction info is right there, and it’s actually readable without squinting all the time. I have several bank accounts both local and international - Money’s Direct Downloads works great with them all! Before this I had another (popular!) finance app, but I was not able to connect to my account in Asia, so I guess Jumsoft really did their homework with bank support. I really don’t understand the negativity in some reviews - Money is brilliant at what it does.Suggestion: I’d love to have a share account with my wife. We have a family account so it would be great to be able for us both to manage it (we use different Apple ID accounts).Overall, solid five stars from a happy user! Keep it up!

IceTrain., Feb 19, 2018

Frustrating. No Control over layout and transactions, and Unable to use after purchase?

Not as much control as the older versions. Reports are seriously lacking in the new version, and the UI/UX is awful when trying to control these reports. All they allow is a few simple controls, not as useful anymore - and it's a mini dropdown where you have to continuously scroll in this little tiny box to select/deselect what you want. And there's hardly any reports available now. I REALLY REALLY miss the old version!! This is such a Total disappointment. Also very twitchy when it comes to managing scheduled transactions or making any kind of change to a transaction amount, it's like you have to keep hitting it over and over again, sometimes it never works...2023 Update : Taxes turned into a nightmare because of reports

iMackGirl, Feb 07, 2023

Great App!

I love the app for keeping track of purchases manually. Its easy to put money through several accounts without it getting confusing like all the other money tracking apps are.Income being zelled into one account then transfered to another....it's usually so hard to show in other apps. Especially credit cards - adding transactions and then paying it off through different accounts.One thing id work on is how fast the system updates when switching from the computer to the app. You really have to reload them on both systems for the new stuff to appear.the second thing is to make the app a bit easier to Adjust the total amount. on the computer all i have to to is edit the dollar amount but the phone only gives me the option to reconcile the account - which never does what I want it to do.Overall this app is very customizable in the most important ways - category's and the types of accounts you can add.The simple red and green colors to tell income vs expense is great and how the system remembers past categories that you made along with how the system auto fills the restuarants/shops name and location so in several months your not wondering when and where you went to this one place.I would make the reports a bit better and have a few more pieces of information.also I do pay for the full version

Llamperouge3, Feb 18, 2023

Nice for all Apple devices, Easy to work with.

Great budget app that works on all my devices. Features that really help keep a budget inline. It links to accts. you want or manually enter those you don’t. Has a scheduler to always know your plan of income and expensive. Several features. I also like the ability to make groups out of accts. you've added (loans or credit cards; cc) making a total owed to that group and/or individual accounts. Now the downside; it be nice if this app had an opt to show available credit on an acct.; according to the limit you’ve entered. Also, the scheduler does not link to the actual income or expense as it downloads in to your linked bank accounts thereby not picking up when you made the payment. You can select a scheduled item to pay immediately but not that it’s already paid according to an item in your bank acct. Maybe, a little vague, but unless you have the app you wouldn't know what I'm talking about. So let's just say it requires some manual reconciling to make the scheduler gel to the actual transactions. I still have a bit of cleanup to do to get the budget and reports to make sense. I'm sure it's because of the categories things have fallen in. I'm not even close to a finance whiz. However, after evaluating a lot of other apps that work on all my devices seamlessly this wound up the best for someone like me. Simple and customizable. So I appreciate the work that went into it, because I was an I.T. tech before retiring.

Notthemoma, May 23, 2022

Lots to like

My main problem with most finance trackers is that I get hyped to use them for a while until I forget to record one transaction, then another, and then I quit after a while. When I saw Jumsoft have added Direct Downloads into Money, I thought I’d give it another try. I love it so far: transactions are downloaded automatically every day and I no longer have to concern myself about remembering to record my expenses everywhere I go. If only they'd come up with something to also keep track of cash in my pocket automatically :-) All things considered - great app: lovely design, easy to use, very useful budgets! 5/5!

OmniHeX, Feb 28, 2018

Simplicity at it's finest....

Over the years I have used many personal software accounting programs to satisfy my desires but none offered simplicity and ease of use as Jumsoft's Money does. Money offers a simple ledger interface for your accounts, data import/export, syncs across multiple devices using iCloud, as well as your financial institutions. The new update offers improvements visually as well as functionally. Their Customer Service Team I've interfaced with on numerous occasions to point out issues I have experienced and these were resolved successfully. What I would like to see that no one else offers that I know of, is the capability to reconcile my account(s) via my iOS device. Currently, can only reconcile via macOS in my case. Money is well worth the small investment for tracking your finances and improving your financial successes!

r26862, Nov 15, 2020

A Marriage Saver!

The Missus is a hard-working, frugal person who saved more than she spent and never had to budget. Me, I have a business degree, and find budgeting is easy. As retirement loomed, we had no way of communicating our financial future. AND THEN ... I found this software. Very intuitive, easier for her to understand than Quicken, which has gone full subscription service. After taking less than five minutes to review the basics with her, I let her loose and she got it immediately. Very good software. Somebody put a lot of thought into making this easy to use.

RickBuddy_72, Jan 24, 2021

Description

"Excellent" - Mac|Life magazine. Featured in the App Store's "Apps We Love" section! Get your finances on track with the stunning new Money!

Powered by an extensive Direct Downloads network, Money offers access to over 50,000 financial institution connections across 57 countries, making tracking your finances a breeze! Manage and oversee your accounts, plan budgets, effortlessly generate informative reports, and schedule transactions - all updates will seamlessly sync across your devices via iCloud. Money perfectly integrates with the latest Macs, iPads, or iPhones, incorporating cutting-edge features and presenting them in an elegant and user-friendly interface. You can now try Money for free and see if it suits your needs! Feature overview: Convenient income and expense tracking: • Multiple account types (bank, cash, credit card, loan, investment, etc.) • Support for multiple currencies and cryptocurrencies with automatic rate updates • Reconciliation of accounts and individual transactions • Automated payee and category discovery • Transfer and split payments • Easy tagging, note-taking, and attachment options Effortless budget planning: • Advanced budget categories with customizable periods • Averaged amounts to assist in setting realistic budget limits • Easy tracking of budget category progress • No expense goes unnoticed - unbudgeted items are also accounted for • Convenient budget tracking by accounts, transfers, and tags Intelligent scheduler: • User-friendly scheduling of income, expenses, and transfers • Smooth management of recurring transactions like utility bills or loan payments • Quick access to pending scheduled transactions • One-click payment capability • User-friendly calendar view for enhanced usability Comprehensive reports: • 15 different report types • Highly customizable parameters for report customization • Beautiful visual data representation using colorful charts and graphs • Various report sharing options Investment tracking: • Effortless profit and loss tracking for your portfolio or individual stocks • Automatic downloads of dividends and stock splits • Constantly updated values • Visual representation of current and historical portfolio and stock values • User-friendly stock addition and management with automatic data detection iCloud: • Simple and intuitive setup • Secure data synchronization across devices • An extra layer of security in case of device loss • Share and manage accounts with others Future-proofing: • Modern user interface • 64-bit architecture • Touch ID / Face ID • Notification Center Widget • Split-screen multitasking on macOS and iOS • Local data backups for data security • Direct Downloads Money is a free download that allows users to try out the app without any commitment. The free version is limited to 100 transactions – reaching or exceeding this limit will no longer allow adding new transactions, and a Money Premium subscription, which includes Direct Downloads, will be required to proceed.