Easily manage your finances with an array of powerful, user-friendly features. Why Choose elroy? - Support for All: No SSN required, we've got you covered. - No Credit Checks: Your financial past shouldn't define your future. - No Monthly Fees: Say goodbye to hidden fees and charges. - No Minimums: Keep as little or as much in your account as you'd like. - No Foreign Transaction Fees: Spend abroad without worries. Trustworthy Financial Services - High APY: Our checking and savings accounts offer high annual percentage yields. - Smart Cards: Virtual, contactless, and single-use Mastercards. - Apple Pay & Google Pay: Make payments the modern way. - FDIC-Insured: Your account is insured up to $250,000. - Paper Checks: For when you need them. - Bill Payment: Making your regular payments is easy. - Bank Wire: Send and receive money with ease. - Coming Soon: elroy.global for international transfers to Mexico. Note: elroy is a financial technology company. We are not a bank. Financial services are provided by Evolve Bank and Trust, Member FDIC.