Debts Break

Name: Debts Break
Rating: 4.09877 (81 reviews)

Finance

View in App Store

Debts Break

Finance

4.1

81 ratings

Age Rating

Seller

LINKLINKS LTD

In-App Purchases

$0.99 – $9.99

View in App Store

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User Reviews for Debts Break

Needs a reboot

When you change the method in which you want to pay off debt, the dollar amounts get all messed up and you have to start from scratch. It could be a great app. Needs more updates.

artbybrenden, Jan 15, 2018

Glitch?

I’ve used this app for quite some time and I’ve loved it, but the newest update got rid of decimal points when typing percentages. I no longer can put the interest being 5.45%. I have to put 5% which makes it very inaccurate.

BRD000000, Feb 08, 2023

I like it.

I understand some of the criticism. There are issues with putting in the amount you actually paid, and I would not use this app for variable monthly bills- just consistent debts(like credit card and different loans). However, for managing debt and staying motivated, I have found it to be an excellent tool. I love the charts and graphs! I have recommended this app to friends and family, and use it all the time.

brknew, Nov 28, 2018

I like it

For what I needed done I like it. I was down to 2 debts my my mortgage and a car payment. I was paying twice a month, so had it notify me a reminder. Well, I paid it off early, but still getting notifications to pay. I then deleted that payment off my account. I am still getting notifications. I’ve tried everything to get it to stop. It looks like I will have to delete app and restart, which is a pain.

Daughtry fan!!!, Nov 01, 2021

Simple

I only use it to keep me up on my credit card payments! I will use the snowball options once I pay the first one off! It gives me a reminder for when my payments are due that are helpful!

Dawn0262--, Jan 20, 2019

One thing it needs

It needs to be able to let you enter in reoccurring monthly payments that do not have a starting or ending balance, like phone bill etc

Jessicas Account, Sep 22, 2017

Basic

It's a decent app but why can't I input actual info on payments made? If I have more or less money I may pay more or less than usual but when I indicate the payment was made, I can't enter how much I actually paid. Kind of useless. It means there is only realtime data on the date the initial info was made. It's useless after that.

Jesswolfe50, Sep 06, 2017

Needs more options

Overall app does what is supposed to do! Needs more payment date options i.e. bi-weekly for non-traditional loans or debts. Would also love if it had a sixth snowball option, largest to smallest payment!

maudsxuad, Dec 28, 2017

STOP TRANSFERRING MONEY TO DIFFERENT ACCOUNTS

Whenever I try to set up a schedule it transfers payments from a different debt I have without my approval. I should be allowed to set up a schedule without it doing this. And I cannot alter it to being lower than the amount it is.You need to fix this because the point of this app should be for me to come up with my pay plan so I can see everything. Instead of assuming that I’m going to be putting money towards that debt instead of a different one.

Midget6, Feb 18, 2019

Worth the .99

The app itself is fairly user friendly, but what makes it most helpful is the snowball method add on. It’s 99 cents and made the plan that much clearer. I now know when my debts will be paid of and the percentage I’ve paid on them already which is super encouraging to see. I highly recommend.

TaylorMSchisler, Sep 14, 2019

Description

The mission of this app is helping you become debts free by Snowball method which is most popular used and recommended by many financial experts. There are five strategies provided, Highest Interest Rate First, Lowest Balance First. Highest Balance First, Earliest Payment Date First and Custom Order, Debts Break will show you pay off date and interest saved by each strategy.

Use this app to manage your debts and track the pay off processes visually. Key Features: ⁃ Shows remaining balance, monthly payments, paid amount and percentage of each debt. ⁃ Update remaining balance automatically. ⁃ Lists payment logs, mark them as paid or unpaid. ⁃ Add extra payment for any debts. ⁃ Supports zero interest rate. ⁃ Add notification for each debt. ⁃ Send Debt payments by email. ⁃ Five Snowball Payoff plan: Highest Interest Rate First, Lowest Balance First, Highest Balance First, Earliest Payment Date First and Custom Order. ⁃ Shows pay off date and interest saving of each strategy. ⁃ Turn Snowball method ON or OFF. ⁃ Four calculators: Loan, Payoff Date and Mortgage and Affordable Loan, send amortizations out by email. ⁃ Reports for percentage and balance amount of each debt, pie chart for balance and interest. Chart view of monthly amount of each debt. Chart view of yearly total debts payment and each debt. ⁃ Passcode protection. ⁃ Supports Touch ID as passcode. ⁃ Supports Wifi Backup and Restore. ⁃ Supports iCloud Backup and Restore. ⁃ Supports universal version (available on both iPhone and iPad). ⁃ Adds 3D Touch function. ⁃ Supports Apple Watch. If you have any question, please email to [email protected].