Debt Payoff Plan Calculator

Name: Debt Payoff Plan Calculator
Rating: 3.375 (112 reviews)

Finance

View in App Store

Debt Payoff Plan Calculator

Finance

3.4

112 ratings

Age Rating

Seller

AppRebel, Inc.

View in App Store

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User Reviews for Debt Payoff Plan Calculator

Don’t waste your time

The text blends in with the background and there’s no settings to change that. The developers obviously don’t read their reviews or maybe they would have fixed this ages ago. The snowball option doesn’t snowball how it should and instead just drops the payments off into oblivion. Do you know how a snowball is supposed to work? Once I pay this one off, I add that payment to one of my other bills. Larger or smaller it doesn’t matter, but the payment gets added to another bill regardless. Sadly, after years of use, I will be deleting this once useful app and going back to using pen and paper to calculate it all myself.

B3l1a D0na, May 14, 2022

Not impressed

I requested to pay the lowest balance first and yet it is stillShowing my highest balance and doesn’t break down how much to pay each bill individually each month. It basically showed the amount that I will pay each month overall. I found that confusing and not laid out as I had expected from the previous reviews. Furthermore, I do not like the continuous advertisement that shows up and you are unable to delete or stop it from showing. ESP the the advertisement that I find I untasteful and tacky- is it really necessary guys? So I’m deleting this app.

Bonn Lake, Jan 06, 2019

Nice simple app - wish could pay for no ads

I think this is a nice simple ad that sticks to minimal functionally but does it really well. It wish there were a way to pay a low one time in app payment to remove ads though. Also suggest adding what the original balance was on the loan. Thanks!

Brilliant idea for podcast, Nov 05, 2021

Love it!

I have been searching for an app like this it is perfect! I love how the app shows you when you'll pay off the credit card and how much interest youd pay if you only paid the minimum every month. It gets you motivated to want to pay more. For instance i have a credit card where i owe $2,470 a interest of 25% and minimum monthly payments of $80/m. If stay only paying the minimum monthly amount I would pay it off in Sept 2027 and id pay $1,529 extra in interest so in total it would be $3,999. Thats crazy!! So if i pay $500 extra a month id pay this card of in Dec of 2023 and I only pay $145 in interest than so i finish it off with paying $2,615 in total. It will also show how much in interest youll pay for each month which is so awesome☺️ If your like me and want to start to understand where your going with this debt and what you need to do to pay of your debt sooner. I highly suggest downloading the app.

Conch863, Aug 14, 2023

What happened?

I’ve had this app for a while. It is basic, but gives you some good info. However, after not using for a while I opened it today to find there have been some bad updates. Namely the color choices for the background. It blends with the text and you can’t read it. It does not look like the examples shown here on the App Store. It’s not a white background with black text. It is a black background with black text. So after many years of utilizing it, I deleted it.

Dibble13, Jul 03, 2023

Exactly what I wanted!

I wanted a simple debt calculator that doesn’t ask for my personal information (Nerd Wallet), doesn’t ask for my bank accounts before showing me a pay off plan (Bright), doesn’t charge me to use. Yes, there’s ads but I’ll take those over the other options. Simple, easy and gives all the information I need.

pko13, Dec 31, 2021

Super helpful

I’ve always had a written log of monthly bills to help me keep track of my payments but no actual plan in place. With this app, I was able to actually see my payments lowering my debt. I can simulate any payment amount I want in order to finish paying within a certain time. So far, I have paid off 2 credit cards and it feels amazing to see all the progress I’ve made. Thanks Debt App!!

Porky05, Jun 18, 2020

Motivational!

Wow... We've done snowballing for a long time but have lost our way recently. This is a great tool for putting things in perspective and showing you that you really can pay off that debt! I'm excited. If we can stick with this, we will be 100% debt free in 12 years (including mortgage and student loans).The only think I would like is the ability to sort your debts by balance on the debt list screen so you can see at a glance what order things are being paid off in. It would also be helpful if it provided a payoff date for each individual debt. Add those options and you've got yourself a 5 star review! Thanks for a very motivational app!

Stefabu, Oct 11, 2015

Superlative planning tool

I have tried a lot of different programs to find out a number of debt payment schedules. I realized that there was no clear view of what was going on with my money, and this program has by far, been the best. So much so, that I pulled this out during a financial training course, and everyone was wowed by the assumptions made by the program, like giving money owed, when paid by, total interest paid, and other great tools such as the graph. Even as MINT is a great day to day tool for figuring out cash flow, This tool has allowed me to plan long range, and get a grip of debts. THANK YOU SO MUCH!

TristanCajar, Jan 19, 2018

Get this one.

Get this one. I downloaded 5 “free” apps and you had to pay to use. Or they only let you enter 1-2 debts without paying. This just has a 5-second add once in awhile. Very reasonable.Just debt snowball, not other budget items. But that is all I was looking for. Lots of options related to that.

uma2000, Jan 14, 2022

Description

Debt Free Calculator will help you payoff your debts faster. Debt Free Calculator is an easy to use debt & loan calculator. The app lets you enter in various debts that you have and calculates the optimal payment strategy to get you out of debt as soon as possible.

You can choose from a number of different debt repayment strategies, including: • Highest Balance First, Snowball method • Lowest Balance First, Snowball method • Highest Interest First, Snowball method • Lowest Interest First, Snowball method • Or no repayment strategy at all Features of Debt Free Calculator include: • Detailed debt payment schedules • Graphs • Statistics on your debts • Compare different payment strategies • And much more… Give yourself the best tool to get out of debt as soon as possible. Give Debt Free Calculator a try today.