Dave - Banking & Cash Advance

Name: Dave - Banking & Cash Advance
Rating: 4.80314 (547752 reviews)

Finance

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Dave - Banking & Cash Advance

Finance

4.8

547.8K ratings

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Seller

Dave, Inc

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User Reviews for Dave - Banking & Cash Advance

Review

I very much appreciate your help, the only thing I have a problem with is that you ask when do I get paid and I put monthly. I guess Social Security, disability on the first, SS on the third. But yet what I do asked for a loan you do two weeks, which puts me sometimes overdraft. But, this time I had two different things to come on my account that shouldn’t have I wasn’t expecting.I have a 92-year-old art who wanted me to visit, and her daughter that has cancer and there’s no hope for recovery. I think God for allowing me to come. I flew I didn’t know now you have to pay two chicken suitcases. So $60 I had not planned to spend. I knew I was on a tight budget, I make sure my phone went and met another bill paid, but I order something and it was supposed to be in free charge me $50. So I’m trying to get home and I need at least $100. I think you for 25 dollars. It’s not enough but it helps so you see you is no he did not help me much. And the fact that in the past because you did two weeks and I was desperate for that long it cost $72 to be taken out of my account overdrafted so have you help me no and that is happened more than once. You say one thing and do something else when I first started I said but after that 2X bar I have to find other ways to try to make up when I can’t get it from you I would doubt but thank you anyway for what you’ve done I know you don’t have to.

D Pullam, Jul 08, 2021

Real-world, real-time lifesaver!

I am a natural skeptic when it comes to apps such as these, but just today I had a real-world experience that Dave helped me out with. The deets:This morning, I had an out-patient procedure at a hospital in downtown Philly. I was supposed to take my wife’s ATM card and use that for parking. I’m my haste, not only do I forget her card, but I also left my main ATM card at home, leaving me only with my phone, Apple Watch, backup ATM card and 20 bucks. After my procedure I return to the lot to discover that parking was $26 - $6 more than I had on me. Wife works 40 minutes away and no way she could text me the money through iMessage, since the lot is not ApplePay-ready. Stranded, I was, staring at my car in this lot. Then it dawned on me that on a whim, I previously downloaded this Dave app. I was very skeptical about providing my bank info, but since that is the only way to realistically obtain an advance, I submitted my banking info, verified my identity and email address, and miraculously Dave fronted me 20 bucks, on the spot. I was able to immediately withdraw it and pay for parking and drive off the lot. Without this service, instead of writing this review I would still be downtown, trying to figure out how to get my car off the lot!!I don’t foresee using this app much, but I wanted to share with you all a real-world example of this app being s lifesaver. I never knew I’d need it - until I needed it!

Damon_Williams, Oct 24, 2018

Review?

So I really do enjoy this “app,” if that’s what it should be called, but I have a few opinions about it. Dave definitely helps organize finances by giving advances when needed. However, the terms of when you can take an advance, and how much you can ask for, are very unorganized. I have taken out advanced, and I have paid them all back, in full and on time, but there are stipulations that users aren’t made privy to until the “app” drops that bomb on them. For someone who is not over drafted in their own bank account, OR in the Dave app, and someone who makes their payments in full and on time, there shouldn’t be a limit on how much they can ask for, or when they can ask for it. If these limitations are there to make it easier for the user to handle their finances responsibly, there should be more leniency towards those that are in good financial standing with Dave. If I have “borrowed” money, multiple times, and paid it back in FULL, MULTIPLE times, EVERY time, the limitations should not occur. I understand the app is new, and the kinks are still being worked out, so me being as detailed as possible should benefit those working on making Dave the best it can be. Thank you for your time, and as I will continue to use Dave, I hope to see improvements that cater to users that are responsible with their usage. Place limits where they are needed, but offer opportunities to those who meet or exceed expectations.

DoesThisNickNameEvenMatter, Mar 28, 2020

Great app! $200 advances are 🔥 and consistent if you are too! 🐻💰

I’ve had Dave for months now, and I get paid every week EARLY! Not only is THAT a great incentive, but I expected this app to be like many others, (where they lie, basically) lol. But DAVE actually gives you $200 advances. (You can advance anywhere from $100-$200) You just hit the “advance” tab and select your advance amount. You have it deducted immediately when your next ACH direct deposit check that clears in your Dave Spending Account, or, you can pay it back early with another form of payment. NOTE: a potential advance DOES REQUIRE proof that you can pay Dave back. It’s not just free money. You have to build a rapport. You start out at $25 advances when you open the account, and then as you get ACH direct deposits, keep money in your account, and advance and pay him back regularly from YOUR money, you can then advance $100, $150, or $200. Once your advance is paid back, there’s a “cool off” period, which is a few days where you can’t advance, and then you can advance again after that. I LOVE THIS FEATURE. Sometimes I have to say, I spend my money frivolously, (not proud of it) and I need a little bit extra to get through the week. So it works out perfectly with timing with the “cool off” period, too! It allows me to budget better AND monitor my spending. Thank you to DAVE!!!! 🐻🧸🐻 THE BEST BEAR AROUND! ⭐️⭐️⭐️⭐️⭐️

idkwhyme1995, Apr 10, 2021

Reviewing the Dave App!

Hello! So my boyfriend was my resource for finding out about these apps out there that will help you with money until payday! He goes thru the app called “Earnin” which was the one I was initially going to go threw but because of all the info they needed and how long it would take I chose “The Dave” app! Now the thing that doesn’t make any sense and really makes me mad, is Earnin app borrows my boyfriend as much as he needs from his upcoming check! Which is what I was expecting and needing from Dave app! This app only gives me $20 dollars! Honestly that is just an insult and not even helpful! What is 20 bucks going to do to help me out, especially in today’s world and with 4 kids that need to be fed and a vehicle that needs gas to allow me to get to work? It is not enough money to help a family or even a single person! You need to make it available to borrow what the customer wants and or needs! They are the ones who pay it back and it’s there decision and or problem what they chose to borrow from there next check! You guys take the money right out our accounts automatically so I don’t see the issue with not allowing your customers really get the help they need. That would also make you guys more money because we as customers would tip you way more better. Please explain why it’s only 20 dollars I can borrow for 5 days until I get paid :( ? Thanks much, Kaitlyn Ralph

Katie ralphs dave appli., Dec 15, 2019

Truly Awesome

I found Dave via Facebook and read a lot of comments from people making fun of the service, making it sound like people who need it don’t manage their money very well. I was curious to see what it was about and why others feel the need to make fun of people who use it, so I downloaded the app (not expecting to use it, but to just see what it was). As circumstances presented themselves, being a single mom with zero help from the other parent, and trying to provide for my kids (I work full time and go to school full time so I can put myself in a better place, but until then things are pretty tight) - I found myself facing an overdrawn check fee (I wrote a check to register my daughter for school and had something else clear my checking account that wasn’t supposed to go through, which means I didn’t have enough funds for the check I wrote). I remembered I’d installed the Dave app a couple of weeks ago and within a few minutes, I was approved for a small loan and because I paid the extra $4.99 expedite fee, the money was deposited into my bank account within the hour. Dave only charges a $1.00 fee to loan you the money plus any tip you’re willing to donate, but is not required. When your paycheck is due to deposit, Dave takes the loan and fee back out of your bank account and that’s all there is to it! It’s very easy and painless and definitely worth the $1.00 fee to not have to pay an overdraft/insufficient funds fee to your bank.

krzylkafox, Aug 23, 2018

Banking Trash!

I loved this app when it first came out. When they added the banking option I joined the waitlist and decided to deposit a certain amount of my paycheck into Dave Banking.... FIRST; Never received the correct debit card. I was sent 5 cards and tried to activate all of them and kept getting an error. When I called Evolve Bank who handles everything I was transferred to another 3rd party company.... tried to use my acct over July 4th weekend and I wasn’t able to access any of my money. Called in and kept getting hung up on and no one will contact me by email or by phone... this is horror when you have pills and payments bouncing. I really regret trusting this app with my money.... wish i had real person to talk to instead of a rep who sounds like they just woke up and keeps hanging upUpdate: I was able to get in contact with someone this morning through the chat app. It’s a know issue currently with not being able to process transactions through 3rd Larry such as Venmo, Cash App and etc. No current eta as of this afternoon and I had to reorder my card because the one I received was tied to a previously closed Dave Banking account.2021 Update: Since my initial review I have not had any more issues. I’ve actually received a Dave card and it is fully operational and I still get my check a day early from then my other bank accounts

LaughAtSuccess, Jan 23, 2021

Helps in those in-between times!!

Always overlooked Dave and totally let it go out of mind until I seen it pop across Facebook and said I’ll just try it just to be doing something… man this app is the truth… know how many times I needed gas , a small meal, or just random miscellaneous items?!! How many years I’ve missed out on being helped when I seen my money getting down to $10??! But better now to learn than never!! Some people get verified instant/some up to 3 days depending on your bank of course. Mine too 1 day and I had my money in under an hour.. now I’ll have gas to carry me through the week, now I can go get a pack of meat or two from the store!!! I am very thankful and hope this app keeps helping me!! Sooo many more people need to know about this!! Do you know how many people need to hold something small until payday?!! Mistakes, impulsive buys, and inconveniences do happen but Dave is always there… and be in reminder that when you pay Dave back, he gives you a cool off period to wait a few days before you borrow again. Don’t take the app for granted!!! ALWAYS PAY HIM BACK!!! The app is easy and common sense. I’m sure a few bugs happen but yes you get the money honey !!! Hope this app continues to save and changes lives in the smallest way !!! One day I won’t need Dave anymore but I’ll always keep him close because you just never know!

littleloweaprille, Nov 10, 2021

Updated Great app, allowed time to pay!

So far, this app has proven to be reliable. I’ve started a new job and my second paycheck was still 5 days away when I realized that my bills would barely be out of reach. I saw an ad on tv for Dave and thought it might be a good fit for me. When asking for an advance, I saw that it could take up to 8 hours to transfer, which inclined me to do it sooner than later just in case I would find myself needing the money and not having the time to wait. Next, Dave told me I could pay it back on my next payday, but when choosing an option they only allowed me to select one of the next 2 days. Dave could tell from my transaction history that my next payday wouldn’t be for another 4 days and I had a hard time finding out what penalties I would accrue for being late. But, my phone battery was dying, and internet would be shut off if I hadn’t gone through with it, so I picked the latest possible day and moved on. Without knowing my outcome of this experience, I’d have to say that so far the app has been straightforward, honest, and very handy for personal bookkeeping. I would just like to know more about my payback options and how I can avoid making a bigger hole than I started with, or else I would give 5 stars.**update**I was not charged an extra penalty for taking a little longer to pay back my advance. This was my only concern, but now I feel like Dave has shaken my concerns and fulfills my expectations. Would recommend

Mindthefox, Nov 30, 2019

Review

Since they were able to validate my account they were able to give me the $75 loan without any tricks. They took it out as soon as my direct deposit came in so if I needed to get another advance the next morning I could do it around 3-5am before the day starts so you don’t have to go half the day waiting for it to give you the green light to put in for another advance! I have no issues navigating site. The only issue I have is after you agree and swipe ok to get the advance the next screen it goes to is the Dave Bear with hands up and a green bar at bottom saying thank you and if you don’t pay attention you will press the Thank You Bar thinking it’s just the final page like a second swipe to make sure you meant to agree to it, but it’s really an effort by them to get a tip out of you which I got caught on it and now I am into it for an additional 10 Dollars which I would never have agreed upon!! If the times are tough enough to need an advance I am not in position to be giving out a 10 tip on top of the $4,99 charge to put it in account right away for no charge you can wait I think 3-4 days for it to go into account so I am now paying 90 dollars for the 75 which I definitely will never ever give a tip again!!! Fool me once ok that’s on me but to me it’s kind of messed up to get people while they are down with no way to reverse it!

tazatezo, Dec 21, 2020

Description

Dave helps improve your financial health with our breakthrough financial tools. Think of us as your financial companion, your banking buddy. We’re here to help, not surprise you with fees.

It’s easy to sign up and start balancing your budget. Get a cash advance up to $250 (1) to cover daily expenses, search for local side hustles, and access our easy-to-use automatic budgeting tool right from the app. If you set up your Direct Deposit with Dave, you can get paid up to two days early (2), and build your credit (3) in the process. All without having to worry about overdraft fees. Fun fact → Dave has saved its customers nearly $200 million in overdraft fees. Not bad, right?  Here’s why millions of members use Dave… GET UP TO $250 (1) We’ll help you to avoid those pesky charges with cash advances up to $250 for qualified users. No interest, no credit checks. Easy communication between our bank and yours helps you access money when you need it most. GET PAID 2 DAYS EARLY (2) Get your paycheck up to two days earlier. You can deposit paychecks, unemployment benefits, stimulus payments, and tax returns directly into Dave Banking. BUILD CREDIT (3)  We partnered with our friends at LevelCredit to help you build your credit just by paying rent and utilities on time. Dave Banking members get this $100 per year service for no charge. Really, it’s totally free. NO HIDDEN FEES We’re not here to surprise you with fees. Dave Banking guarantees no hidden fees, no minimum balance fees, and no overdraft fees. Plus, you get access to over 30,000 fee-free ATMs with MoneyPass. BUDGET  Intuitive budgeting tools and predictive alerts? We’ve got you covered. All you need to do is open the app and do your thing. Our simple planning tool helps you organize upcoming and recurring expenses—such as rent, utilities, and even trips to your favorite restaurants and local shops. FIND A SIDE HUSTLE We’re also here to help you find ways to earn extra money. You can apply for dozens of side jobs, right from the app—just sort by work-from-home and remote work opportunities to find jobs that fit your lifestyle. For more information please visit Dave.com. (1) $250 Cash Advances: Eligibility criteria applies, see Dave.com/terms for more details. (2) Early Payday: Early access to direct deposit funds depends on the timing and availability of the payroll files sent from your employer. These funds can be made available up to 2 days in advance. (3) Credit Building: Available after two qualifying direct deposits that total at least $1,000 in a month (combined). Other eligibility requirements may apply. Free one-year subscription to Level Credit. Enrollment required.