Daily Budget Original

Name: Daily Budget Original
Rating: 4.70617 (4768 reviews)

Finance

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Daily Budget Original

Finance

4.7

4.8K ratings

Age Rating

Seller

C Ruttinger

In-App Purchases

$1.99 – $11.99

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User Reviews for Daily Budget Original

It works. For real.

My MVP app. It’s the only app I’ve ever bothered to write a review for on the App Store. There’s a lot of budget apps out there but this one is unique, simple, and intuitive and designed with real life in mind. It really works to help me understand where money is going, and makes calculations for me to spread my larger expenses across days and see what that costs me per day. This app calculates a daily allowance based on what you tell it. It’s blue if you’re ahead of the game, and orange if you’re behind.Other apps tend to rely on predictable income and expenses. They rely on category-based spending limits that i have to (somehow) estimate and set, and failing to properly categorize each transaction into the appropriate bucket makes the whole system break. This one doesn’t! Expenses, income, and savings can be entered daily, monthly, or over whatever time period is predictable and feels most intuitive, so it could work for all kinds of livelihoods and incomes, whether you’re a single-income salaried earner or a inconsistent /multiple income/tips earner. Categories don’t matter unless you want them to. 10/10 would do it again.

__joso, Oct 10, 2019

The Most Practical Way to Budget AFAIK

It was unusually difficult to find an budgeting method that didn’t require an online account or - at the other end of the spectrum - required me to basically be my own accountant in the worst way. This is the best mix of detail, privacy, and accessibility that I’ve ever seen in a budget tracking or data utility app in general. I spend very little time thinking about money now, while I’ve saved and invested more than ever since using this app. It gives me the information I need about my spending and gets out of my way otherwise. There is actually a lot of room to budget in different and dare I say creative ways here. In my case, I’m meticulous but lazy. I track every novel purchase, rounded up to the nearest dollar, but I’ve added regular costs that fluctuate as fixed monthly costs based on their average e.g. a tank of gas every two weeks. That makes my cost of living more or less built in to the budget, so my balance is 100% for food and leisure barring emergencies and other surprises. Psychologically this does wonders; knowing that your needs are financially accounted for makes you feel almost like a kid saving up 10s and 20s for the thing you want. Even if it’s what you would consider pocket change after the bills are paid, you have a clear idea of what you can spend freely. Granted, this is an aspect of household budgeting when done right anyway, here it is achieved with very little effort.

Akoeht, Apr 13, 2021

This app transformed the way we spend money

My husband and I have been married for close to a decade and money has always been a stressor. Most budget apps set goals by month by how do you know what you’ll need at the end of each month? The Daily Budget uses the same idea as a service like Mint but it revolutionized our spending and communication to have a DAILY amount we can spend. You roll over unspent money to the next day, you can spread big purchases over a long period of time, it syncs the data between phones, and it’s easy to set the daily amount so you’re saving each month. We’d struggled to save before but over the last year have saved nearly $10k by changing nothing except using this app to keep us on track with our spending. And the best thing is, there’s no guilt about spending the money you have each day - it’ll be replenished tomorrow. It has helped us to have honest communication without the anxiety of possibly running out of money at the end of the month. Get the app. It’s well worth the money to sync it with another phone and the app has worked flawlessly for us.

Carr1418, Nov 10, 2019

Life & Marriage Saving

This app has been a game-changer for my wife and I. We were never great about tracking our spending or sticking to a budget, but I knew we needed to be more intentional about how we spent and saved money. There are a ton of other apps out there that sync to your bank and investment accounts but I didn’t want that. I wanted something that was more akin to keeping a food journal; something that was more intentional, transparent and something I could share with my wife. The beauty of this app is it’s simplicity yet it’s also super effective at changing behavior, which has been the biggest surprise. Each of us thinks twice now before spending money on something because we know when we do we not only have to log it in the app but share it with each other. My wife and I now have more fruitful conversations about money since each of us sees how it’s being spent each and every day. No more finger pointing or random accusations - it’s all right there (so long as we’re being honest). I recommend this app to all my friends and am so happy I stumbled upon it.

cfugere, Oct 16, 2019

It works - for real.

Update after using for 6 weeks: it's even better than I expected. You never know how apps will pan out over the long term, but this is, by a very long way, the best budgeting app I've ever used. I love how I put my fixed costs in and the minimum I want to save and then that's it. Those costs are not relevant to me when they come in (because they are already "paid for" with this budget tool), so I only need to focus on the variable expenses. I don't have any fixed costs in for food because it's so much in my control (e.g., do I really need to buy groceries, or can I eat what's here? Do I have money to go out to eat?). Over Mother's Day weekend expenses got high because I took my mom out for dinner & drinks and bought her a gift. But even with that, this app I helped tremendously. I was "in the orange" for about 5 days, so I just was really-really careful about not spending during that time. Anyway, I could go on...if you don't think budgeting can work for you, try this app. It will surprise you. Previous review:I've just started with it, but wow. Very enlightening. I know it'll work. I, too, like that it doesn't automatically load in expenses. I have plenty of apps that do that, and it doesn't help keep my budget going. This has.

cmslapis, Jul 19, 2017

Awesome budget app

I’m typically pretty good about setting a budget in terms of knowing my monthly bills, but I always had trouble trying to budget for any extra costs, such as eating out or buying something extra. This app is great in that it allows you to set your monthly income and expenses, and then tells you how much extra you have each day based on those factors. It is also very simple to use and has a nice, clean interface. I personally am a very visual person, and being able to have my main page on blue (indicating I didn’t overspend my allowance for that day) gives me a sense of accomplishment at the end of each day. You do have to manually input any extra spending that you do outside of what you pre-set, but again, the simple design of the app makes this very quick and easy to do. The main features of the app are also free, with the option to purchase extras such as graphs and extra icons which show details of where your money is going. This allows you to see if you are maybe spending to much on, say, fast food each month. I would highly recommend this to anyone, especially college students like myself who are on a tight budget.

DSMurphy, Jan 07, 2019

Stellar app

The thing I LOVE about this app is that the paid version is a ONE-TIME purchase and not a subscription. Thank you thank you thank you to the creators for doing this. So many other apps out there just take so much money. There’s a place for that, but I’m so glad that you haven’t jumped on that bandwagon. I really like how simple the app is. It only takes a few minutes to set up. In my opinion, a sign of a good app is not having to spend time on it. I know many KPIs center around how much time the user spends and they thing if it’s higher the better. But I would disagree. This app does its job so well that I don’t have to spend a ton of time on it. I open it up and within a few seconds I’ve updated my budget. Very frictionless. And a clear interface. If you are debating whether or not to try this app, here is something to note. The app is only as accurate as the information you give it. It does not link to your bank accounts. So if you want a penny-perfect app, then this might not be the app for you. I personally like that it doesn’t connect. And my finances are relatively simple. So for me it’s perfect. But again it’s up to you on what you are looking for in a budgeting app.

Lauren_Ash_14, Oct 25, 2021

The app I never knew I needed

This is the budgeting app I never knew I needed! I’m only two weeks in but I’m already impressed. I’m still skeptical because I’ve tried many apps that eventually don’t work out, which is why I’m cautiously giving it a 4 star for now. For some reason, these other apps are overly difficult to keep track of a budget. It just never made sense to me. A budgeting app should make your life easier, not more difficult. With Daily Budget, I like that I can input fixed income, costs, and savings. I also like the ability to see my daily budget and add any (+) or (-) costs. It has a reminder option that I turn on for 9pm that way I can input my costs at the end of the day, if my day was chaotic and busy. I was sick of over-spending and not having a clue of where my money was going. Life is a variable though and this app allows the flexibility to spend money every day, if needed, but spend it more consciously (as you’ll have a set daily budget determined by your fixed incomes, costs, and savings). It’s exactly what I needed. I love that the basic functions are FREE. I also like that you can individually purchase any other functions you might need. I bought the no ads, more categories, and graphs add-ons and I don’t regret one bit. I’ll be back in a few months to update my review and re-rate it.

nfernandez48, Oct 05, 2017

Awesome app but...

Edit:If that is the case, can you add a button below “delete” that says “end recurring expense” or “end” that just put ends the expense so that users don’t have to set the end date to previous month (that’s the more annoying part). Also, if you want to make magic happen, if I change something about the recurring expense, ask the user if it wants it to apply to all cycles or just this one. Then if user selects just this one you behind the scenes ends the expense in the previous cycle, clone the expense with new start and end dates and boom, problem solved. The last suggestions is better than the first one. Hope you can implement that. Thanks. I use this app everyday. It’s how I manage my money. I just want to ask for a minor change that it was introduced recently. Please, please, let me change and tweak my regular income and recurring expenses per cycle like it was before. Now if I change something, it will affect all my cycles because now the app uses date ranges for everything. I just want to tweak my current cycle. I do not want to need to change the end date so that I can “finish” the recurring expense and create another one with the same name with my new number. It’s just annoying. Let us modify our daily budget per cycle without modifying the before ones. Thanks. Used to love the app but that little change is making everything hard for me.

Pedro Anibarro, Aug 16, 2018

My Unorthodox Use Case

So I’m actually in college with a semester-based stipend for food bought on campus. The way the university deals with this “meal plan” is quite clunky, so I decided to get my own budgeting app and work out the budget myself. I mainly care about portioning out a bit of the meal plan each day for big events and such, but the app is also quite functional in that I can transfer all of the collected finance data into a CSV spreadsheet! Returning to the meal plan, the way the app tries to set up my budget as more income-based than allowance-based is probably useful for most use cases of this app. However, my meal plan is essentially just a gift card that I swipe on campus, with a fixed amount at the start of each semester. In order to get around the “income” problem for this app, I essentially just have the pay period (a setting in the income options) to the duration of the semester. From there, the app calculates how much you get every day, and just gives you that fixed income for as long as you wish. I’ve found that basically for August and January, when I’m not spending meal plan for half of those months, I just subtract all of the accrued savings and continue on with the semester! Overall, love the app. Easy to use. Also has a good Internet forum on reddit.

Tommy J, W,, Feb 20, 2020

Description

Rated 5 stars and loved by thousands of users! Unlike traditional complicated budgeting apps, Daily Budget Original focuses on being simple, easy and actually fun to use. -- SAFE & PRIVATE –- The app does not connect to bank accounts, so there is no need to enter your online banking log in data. Also, we do not sell user data.

The data stays on your device only. If you want to sync your data, you can encrypt it before uploading it to the cloud. -- KEY FEATURES ARE FREE, FOREVER -- Many users are happy and saving a lot of money with the free version, without any additional paid features. Free features: Daily Budget calculation, planning & saving for big spending, basic categories for expenses, backup. Paid features: More and customizable categories, data encryption, PIN protection, Multi users via Dropbox, Remove ads, CSV file export, analysis graphs. -- USER REVIEWS –- Beyond spectacular! - This app is so fantastic- as with many other reviewers, I've tried other budgeting apps like Mint. But this is the only app that actually works. It incentives me to spend less money on some days, have extra to spend on the weekends. Thank you for not adding too many bells and whistles! Life Changing - I am the WORST with finances and I've tried other apps, including Mint, which I used for a week and quit. But this app?? It's amazing. I can't speak highly enough of how much this app is getting my life together. I'm aggressively saving, paying off all of my bills and I know exactly what I get to spend a day. I will never NOT use this. I hope it's here forever. Helps you be Accountable - This app turns my financial life into a game that I feel I can win. Daily Budget really works and it's core design sets it apart from other apps. -- IN MEDIA –- “Take the blah out of budgeting” – Seventeen Magazine “An utterly fantastic approach to saving” – Apppicker “Super-quick, easy way to show how well we're doing” - Appadvice -- HOW IT WORKS -- 1. Enter your regular income, like salary or monthly allowance. 2. Enter your recurring expenses, like rent or gym. 3. Enter your savings goal, like 10%. 4. Watch your Daily Budget gets calculated and know how much you can spend every day! *Daily Budget is calculated simply as (Income – Expenses – Saving)/Number of days in a month. Watch your budget grow as you stay below your daily budget. Now, saving money is suddenly a fun game! Terms of Use: www.apple.com/legal/internet-services/itunes/