Checkbook - Ledger

Name: Checkbook - Ledger
Rating: 4.2107 (2729 reviews)

Finance

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Checkbook - Ledger

Finance

4.2

2.7K ratings

Age Rating

Seller

Mobile Innovations LLC

In-App Purchases

$1.99 – $2.99

View in App Store

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User Reviews for Checkbook - Ledger

My Favorite App

I wanted to try this app for a little bit before posting a review. I. Love. It. Some people on here probably grew up tracking purchases in a checkbook. I did not. Finally, I got sick of overdrafting, or living paycheck to paycheck. ACH payments aren’t instantaneous, and my water bill had to be paid with a check. And the utilities guy wouldn’t cash the checks until he had three or four at a time! I could probably fly by the seat of my pants as a teenager with my finances, but I now have two kids with activities fees and dances and field trips and it’s nice to know how much money I actually have as opposed to what the current balance is on my checking.Also, the ability to upload images is priceless. We recently opened an HSA, and I’ve been able to upload digital receipts of copays or prescriptions. I cannot stress enough how important it is as a millennial to have this app. It helped me get my finances under control, and now I’m getting out of debt as opposed to drowning in it. My husband and I haven’t used credit cards in a year, because now there are no more “surprises” that we have to make up for. We know how much money we have at all times. Love love love it. Worth every penny for the extras, too.

Ginger 45678, Feb 07, 2019

Could use a few additions

I have been using this app for 6+ years and have loved it. The downfall is the option to add recurring payments. One would think you could add the payment & insert the date that the payment is to be applied to your account but it only allows you to use the date that you input the information. Even after entering it then returning to the recurring screen it allows you the change the date but then doesn’t save the change. So you have to input the information the first time on the actual date of the payment. BUT even then it doesn’t show in the transaction screen on the correct date. It’s frustrating and makes zero sense. My suggestion would be to allow the date to be set & immediately pull to the transaction screen so you can see the upcoming payment. Seems like an easy and reasonable fix. At this point the recurring payment tab is an inept feature.

GrandBillay, May 26, 2018

Math is off on a math app

I love the interface of this app, it works well with everything I need. Complete and total perfect checkbook register, complete with the easy add of recurring bills/income.Unfortunately, the math doesn't add up! It hits it right about 75% of the time.. But when it's wrong, it sends me into a math checking frenzy!! And sure enough, it ends up with me adding in a few cents here and there to make it a "correct" balance. A problem I see from other review as well. This is super frustrating when I am trying to follow my budget as well..Math, being the point of this app, should not have errors. I have used this app for 4 years, maybe? I am just now writing a review because I went to put a 1 cent error fix in, and the total went from 74 cents to 76 cents. What the heck?For the most part, the app is amazing. The math not adding... 1-2 cents adds up fast!!

Jentai7, Feb 10, 2018

Feedback for developers

August 7, 2020I still have not heard anything out of the developers. I am on the most recent version of the app and those bugs are still there. I’ve also noticed another bug. Maybe a requested feature. I cannot reorder my accounts. That seems pretty easy. I expected to click on “edit” and have the three line hamburger handles to move the accounts around but they aren’t there. Please work to allow that. The accounts are listed in the order they are created which I’m sure is easier programming but doesn’t make sense for organization. Should be alphabetically. Or sortable. Or manual sort like I’m wanting. Oh and I quit using your ‘budget’ feature. Totally not worth using. Isn’t accurate or right. Too much trouble to begin with. Wish I had my money back on that feature. June 11, 2020Sorry to leave this to get your attention but there are two big bugs to fix. First is the fact that I can’t leave feedback from within the app. I tap it but nothing happens. Second is the search feature. When I search, the top most result is covered by a grey area so that I can’t see it. I have screenshots to show if someone will reach out to me. I mostly like the app. I picked you so I can have multiple accounts. I have lots of them for checking accounts, savings accounts, loans, notes, credit cards, investment accounts, etc. the budget’s feature needs lots of improvement before it’s useable.

justondean, Aug 07, 2020

Great App, Great Price! Will it Hang Around?

Been using this app since late 2017. Used 2 other “register” apps prior, and they BOTH became obsolete with no updates and Apple’s constant software updates. The last time I had to swap apps, I lost a huge amount of proof of purchases because my phone wouldn’t even open it enough to back it up. Every time I tried, I got this “not supported, please update message”, yet there were no updates. I paid for all of those apps, then to lose all my information because they weren’t updated to compatibility with iOS. Now, I love this register. It’s the best one I’ve used so far. I hope the devs will be able to keep it going, although I usually run several iOS updates behind, there always comes a point when I’m basically forced to complete an iOS update, and I don’t want to lose all my financial info in the process.

kollette27, Apr 07, 2019

Love this check register!

This app has been life-changing for me. I will confess I balanced my checkbook using a paper check ledger only by saying the amount I had in the checkbook was “close enough” to what the bank told me I had. I feel like I’ve taken control of my finances using this ledger. It’s easy to Record your transactions immediately upon purchase instead of waiting to get home and write it in the check ledger. And many times I’ve forgotten by the time I’ve got home to write something in the checkbook that I had purchased with my debit card. Consequently I was frequently dipping into my overdraft account. I haven’t used my overdraft account in six months because of this ledger. I’ll never go back to the old way. One thing I wish… I wish there was a different way besides dropbox to back up the ledger. I’m not a fan of dropbox.

Lor1402, Jul 08, 2021

Spelling pet peeve

I have thoroughly enjoyed this app and my quirk has nothing to do with the functionality of the app. I realize I didn’t have to pay for this app but that should be irrelevant to making sure the app is free of misspellings. I have been naming my own categories until today, I decided to browse through to see what was available and there it was starring me right in the face! The word Restaurant spelled “Restuarant”. I realize this is something that most will find to be petty but then again there will be others that read the review and get where I am coming from with my review. I have an Elementary Education degree and I strive to do my best every day with my grammar whether it is my spelling or spoken word. With that all being said, I really like the app and would recommend it to anyone looking for an easy to use yet accurate checkbook app. 😊

mmathews1167, Aug 29, 2019

Reoccurring Payment not syncing; math off

I’ve been using this app since 2015 and between that time I’ve upgraded. I’d love to us this app but it needs an update. Reoccurring payments aren’t hitting when they occur. I have to manually enter them and delete them once they hit days or weeks later. It also depends if other transactions occurred before and during the transaction time. It’s hard to calculate pending transactions when they aren’t subtracted on time or at all. The math on the expenses is off. For example, say you go shopping and get ‘Food’ and ‘Shopping’, or split the receipt or transaction. I have to literally separate the check in separate categories and separate logs. One receipt may have several ‘parts’ and the math does calculate split receipts. When you use the graphs, the split payments/transactions are not calculated at all or in the category. Unfortunately, I’m going to have to use another app. If one massive update happens to fix this issue, I’ll come back. But for now, I need the app to work as it should. It hasn’t worked the way it used to since at least the beginning of 2019. It’s great when it works but now it’s tedious and not worth my effort.

shamrockgirlworld, Nov 19, 2019

Good choice for tracking

Update: for many years this app has had a bug which causes it to perform incorrect arithmetic. Correct addition and subtraction are pretty much the most important functions in a checkbook app. I reported this to the author several times but it still occurs fairly often, one or two cents off here and there. It’s a nuisance. More importantly, it’s something that simply shouldn’t occur in a finance app. Tried several similar apps for account management, found I preferred this one for its balance of functionality and ease of use. Intuitive interface, not bloated or overly complicated. It falls short in facilitating projection of expenses/balances in the immediate future: I would like to see my recurring transactions in the register before they happen, perhaps in a different color, so that they are automatically included when I make an estimate of my upcoming activities. With the addition of that function, this would definitely be a 5-star app!

Squareshot, Nov 23, 2017

Great replacement for my checkbook register.

I had used up my checkbook register right at monthly bill paying time; and with coronavirus stay at home in place, I did not want to run to the bank looking for replacements. Instead I looked for an app that would satisfactorily take the place of the register. I tried several but this one was by far the best. My only complaint is how it is set up to track ‘cleared’ entries vs outstanding. I am used to balancing my checkbook by check-marking entries when they have cleared; therefore, I am continuing to do this. I just have to look at the app and reverse in my mind outstanding and cleared. It also helps me track my balance and keep it much more up-to-date as I just pull out my phone immediately to make an entry rather than taking the time to sit down to update my checkbook. It has also been a lifesaver since I broke my dominant hand wrist at the end of December which required surgery along with extensive physical therapy to regain use, and it is still very difficult for me to do the necessary writing to keep a checkbook register updated. I will never go back to the old way.

WestieMp,, Apr 29, 2020

Description

Checkbook ledger is smart and simple to use iPhone App for managing money in your multiple Accounts ( Checking,Savings,Cash,Credit Card ). It has a very simple and easy to use User Interface that anyone who isn’t even good with accounting can use this App without any Problem. View Customized Reports, Schedule Transactions ,Reconcile Transactions, Recurring Transactions,Add Attachments of Receipts and Much more!- All On The Go Anywhere.

You can now relax knowing how much money you have in your accounts thus avoid overdraft fee,prevent bouncing checks, detect errors from your bank and much more. You will realize how easy it is to manage your Accounts using this App! Balance your checkbook like a pro! Main Features: ※ Accounts: Create Multiple Accounts (Checking,Savings,Debit,Cash etc.) with Custom Grouping. View and Manage your Balances from Multiple Accounts. View Transactions and do transfer between Accounts. ※ Transactions: Add/Edit/Delete Transactions. Reconcile your Transactions by Tapping on the Check Box in transaction register. View your Balance,Total Outstanding Balance and Total Cleared Balance from the Transactions Screen. Attach Photo Images of Receipts. You can now get a copy of the receipt by ordering a print from your Check book App. ※Universal Binary - Designed for iPhone, iPod Touch, and iPad devices. No need to buy separate Apps for each device. ※ Recurring Transactions: Add/Edit/Delete Recurring Transactions. Schedule Recurring Transactions to repeat weekly, biweekly, monthly, quarterly, or yearly on a start date that you choose. ※Recurring Income: Add/Edit/Delete Recurring Income Schedule Recurring Income to repeat weekly, biweekly, monthly, quarterly, or yearly on a start date that you choose. ※ Recurring Transfer: Add/Edit/Delete Recurring Transfers. Transfer Funds between Accounts and Schedule Recurring Transfers to automatically repeat on the cycle you choose. ※ Charts & Reports: 2D Pie /Bar Chart View of Expense by category and Income by Category. Trend Chart for Expense and Income for Last six Months. ※ Settings: Configurable Settings to Customize your Checkbooks App Create/Edit/Delete Account categories,Transaction categories and Payee list. Accounts Delete Lock Prevents accidental deletion of all the transactions under an Account. Pass Code Protection to keep your Financial Information private. ※Other Features: Optimized for Retina Display. Backup Data/ Restore Data via iTunes interface. Follows the locale/region setting on your device and shows currency symbols appropriate for your region Simple, Clean, Intuitive User Interface . Note: This version is limited to 1 account. Upgrade is available from within the app to use multiple accounts. Please Contact us for support on any issues. We have no way of contacting you if you post issue as review. ※※※※※※ Your good reviews and suggestions help us to release updates and serve you better. ※※※※※※