Mortgage calculator Simply move the sliders of property value, down payment, loan amount, interest rate, loan term, or monthly payment and instantly see the whole picture. All the indicators adjust to the entered values, so you can recalculate any variables and see how they affect other numbers. Home affordability calculator Judging by the gross income and current debt payments, the app defines the debt-to-income ratio which lenders consider when deciding on the loan conditions. When you add the information about the amount or percentage of your planned down payment, your interest rates, and the loan term, you can get a clue on what house you can afford and what mortgage you qualify for. Check your credit score with CreditKarma and get real-time interest rates from the Bankrate without leaving the app.