Icon IOU - debt manager

IOU - debt manager

  • Finance
View in App Store

IOU - debt manager

  • Finance
4.1
12 ratings
Age Rating

4+

Seller
Sergey Tubin
View in App Store

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User Reviews for IOU - debt manager

1
Don’t waste ur money

This is the stupidest thing on the face of earth. I wasted my money and they don’t refund.

Ballu Rehal, May 08, 2018
4
Near perfect. A paid app also having a subscription IAP is for the dark ages…

This is a paid for app yet it also has a monthly subscript service that enables very trivial but essential features such as email reminders, cloud backup, and web based integration. It simply is not worth paying a monthly fee for the services on top of paying for the up upfront. I had to buy Judy to try, which is s terrible sales tactic. Even the most affordable price for an app is too much if you can’t return it after learning it doesn’t suit your needs. Integration with your address book for email alerts would be a welcome feature as well as integration with your address book for SMS Alerts through twillio ( or similar) could also be a nice feature.The overall flow of the app from entry of debt to paying off the debt to partial payment of debt to overpayment of debt to the actual entry of the debt is convoluted and confusing. Some rearranging of the screen and workflow of data entry is in order. It’s not a show stopper and I was able to get used to it but it definitely was a consideration when evaluating it. Had I not paid for the app I probably would not have mentioned any of these things or even bothered with a review of this nature.

cacapoopy, May 08, 2018
5
Very useful app

I use this app to keep track of all monies and things owed to me or that I ow others. It makes it very easy and simple. Keep up the good work.

mbxok, Feb 11, 2018
2
Has potential

The app has potential to be a very good tool. It already appears to have many more features than most apps of this type, however I'm always guessing at what I think the app does. There isn't much in the way of documentation and although the app appears to be regularly updated, the developers don't respond to questions. I hope it continues to improve and becomes more clear as to what the features are, and how they are used.

MCinOH, Feb 18, 2017
5
Life changer

Best app in the market for you to remember who and when a person paid you. Extremely simple and nothing complicated at all.

mryang888, Dec 05, 2018
5
Finally got it right!

After looking through many IOU type applications in the App Store, and downloading a few lemons, I finally came across this app which totally gets it right! Looking through the details and reviews, it looked like what I needed. I did not regret paying $3 for the app and still don't. Thank you for this wonderful app in finally doing this right.

RaiderDude, Jan 22, 2015
5
Best IOU App!

I tried 7 other apps before this one and they all required pulling contact info from Facebook or your contacts and some req a login. This one is simple and effective, it has all the features I wanted like being able to enter a name or choosing from your contacts, a place for memos, due date and if it's recurring (like to keep track of roommate expenses or to remind yourself) I could easily navigate the app which was great. Loooove it!

Sunshine92192, Mar 13, 2013
5
Good for roommates

This is a good way to keep track of who owes you money, and when they pay it back, without having to remember it til you go get your computer to write it down. Easy to use, great for college kids or anybody with roommates

TappinMyPhone, Dec 09, 2013
3
Extremely Useful!

I am always paying for things that others will pay me back for (or viva versa) and usually forget the exact amount a few days later. This is a great way to keep it all organized and easy to reference. I only wish the app icon was more visually pleasing, as the current design is not something I want on my phone.

theBuggalo, Dec 07, 2013
5
Finally

I think I tried 25 lending apps until I finally found this one. By far the best and simplest interface for lending and borrowing money. Most importantly to be able to owe or lend someone money and have the ability to make payments towards the balance and have those payments show in a easy to understand way. This app is absolutely simple yet powerful. Perfect in almost every way, the only thing I would change is the icon, a little childish for me. Thanks for a great app hope to see updates I'll be recommending this app to my friends who need a similar app.

TonyLewis, Dec 26, 2015

Description

IOU (I owe you) is a debt manager app for things and money. With options like recurring debts, payments and notifications you can keep track of loans, periodic payments, bills and personal debts all in this single app! Syncing to ioutool.net allows keeping and editing your data on different devices and in web browser and share debts with your contacts.

Features: -Borrow/lend things and money -Partial payments -History of settled debts -Notifications for overdue debts -Recurring debts and payments -Password or Touch ID protection -Cloud sync -Debts sharing -Automatic email reminders (sync required) -Send email or SMS to debtors -Photo attachments For any questions, issues and suggestions please write to [email protected]. If you like the app, please support it by rating and leaving a review!

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