Just fill out our smart request form, get connected with a lender and enjoy your extra cash! Material Disclosure: APR rates range from 5.99% to 35.99% (maximum APR for qualified consumers). Repayment terms from 3 months to 36 months. This number will be set by your lender, and you will be notified of the final number before accepting the loan terms. We are not a lender and do not have the ability to disclose exact APR. If you borrowed $5,000 over a 48-month period and the loan had an 8% arrangement fee ($400), your monthly repayments would be $131.67 with a total payback amount of $6,320.12, which, including the 8% fee paid from the loan amount, would have a total cost of $1,720.12. Representative 18.23% APR.