Debt Payoff Pro

Name: Debt Payoff Pro
Rating: 2.97101 (69 reviews)

Finance

View in App Store

Debt Payoff Pro

Finance

69 ratings

Age Rating

Seller

Steve Tran

View in App Store

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User Reviews for Debt Payoff Pro

What’s the difference

I’ve been using the free version for a few months and liked it. I bought the upgraded version for .99 and I don’t see what the difference is. What did I pay extra for? I would love the ability to move my debts around without deleting them. I like them to be in order by dollar amount, not in the order on which I added them.

E Huth, Jul 09, 2018

Overall good but minor(or major) complaints

I bought this as part of a checkbook bundle, and I would buy it again, I love the checking app. I like this app but it could be so much better with a few tweaks. My mortgage and credit card amounts get off by a few cents and I have to periodically adjust. The BIG COMPLAINT: when you need to adjust a debt, there needs to be a way to do it without deleting and starting over. It’s disheartening and discouraging to look like you just started to pay on something when in reality you’ve been paying it down for months but the payment amount or interest rate changed. You have to pretty much reset the date and amount on all of the debts. Also the debt I realized I didn’t have in the list, when I added the amount I owe NOW, it shows that as the amount I owed months ago. Need a way to add new debts from today, not months ago

Elizabeth dison, Jan 25, 2022

Very helpful app

I’ve been using this app for years and I absolutely love it. It has helped me to plan my spending budget and not forget when to pay these bills. It feels great when I’m able to highlight the last payment I need to make. I love that I can run reports and that I can access the same information on both my iPhone and iPad. Keep up the great work.

jbrenee72, Jan 23, 2018

Really like this

Seems to work the best of the different ones Ive tried. Two issues I dont like, any changes to the regular overpayment amount you make require all payment history be erased-you have to manually re enter it all. Second, any changes to this regular overpayment amounts do the same thing and apply it to all payment dates from start to finish, so you cant make adjustments because it whacks out everything done in the past. I guess you could just start it over from where you are when you adjust without keeping your history...

Jbush76#, May 28, 2017

Good purchase

The app has helped me keep on track with paying my bills off. Great app! One problem is when making changes all previous transactions are deleted. Not a deal breaker. Still lets you know when you will be out of debt if you continue on the path.

Katannd, Dec 03, 2017

I like it but it could use some updates

The program overall works well. I have an issue with the fact that you cannot make a change for a one time extra payment. Also, the dates of the debt are difficult if not impossible to change. For example, I just deleted every single debt today and re-entered different amounts hoping to update everything and have it start fresh from today. Unfortunately, it still has 5/1/17 as the date. It seems like changing dates should be easy, but it isn't. These simple changes would make it a much better program.

Kayle&kids, Aug 10, 2017

Just needs one little fix

Great app for those that are working that debt snowball! The app just needs one little tweak in the area of mortgages as debt. It does not account for escrow, only principal and interest. If you put your payment in as the total including your escrow, it puts the extra money towards your principal, which gives you the false sense of paying off the mortgage early. So I can only give three stars at this time because I feel like my mortgage is valid debt...thanks!!!!

MommySueFuller, Jun 21, 2017

I like it, but it needs minor improvements

Only had it a few days, but seems that it doesn't show you total minimum monthly payment, total planned monthly payment, total monthly interest you are paying... (that's a motivator)!. Great charts and generally a great app design, just needs to add a few features I'm used to having in another tracker app that is no longer available.

Ogive-1, Oct 02, 2018

debt entry

needs to be updated - interest rates change and you cant change it you have to delete entire debt and reinput. then that will ness everthinh else up using a different date. cant even edit a name. probably will quit using. no place to put in a note for a debt. Is no field to enter an introductory rate and date range that the rate will last. cant even manually change an already entered debt you must delete itthese are pretty vital and standard things to keep track of so disappointing

RangerMuffy, Dec 22, 2018

Its ok

It gives you an idea of when your pay off date will be using the snowball method. My issue is, despite putting in the correct interest rate for every bill, it didn’t calculate my new balance correctly after making the payment. And when I edited it to put in the correct new balance after payment it treats it like you never made the payment so... it useless to me in keeping accurate balances.

Starr864, Oct 14, 2017

Description

*** ON SALE 50% OFF FOR A LIMITED TIME *** Featured by Apple in "What's Hot" list Debt Payoff Pro will help you to payoff all your debts using the popular Debt-snowball method. The debt-snowball method is the primary debt management technique taught and recommended by many financial experts. Using this approach, you would pay the minimum payments on all your debts until your first debt is payoff.

Then you would use the extra payment from the paid off debt and apply it to the next debt. The amount of extra payment will grow as more debts are payoff which results in a "snowball" affect that will help you to payoff subsequent debts faster and increasing your confidence in the process. * Bonus Calculator Apps Included - Payoff Date Calculator - Mortgage Calculator - Loan Calculator FEATURES * Universal Binary - Designed for iPhone, iPod Touch, and iPad devices. No need to buy separate apps for each device. * Multiple Debts Tracking - Track unlimited number of debts. * Multiple Payoff Strategies - Lowest Balance First - Highest Balance First - Highest Interest First - Custom Ordering * Debt Payment Tracking - Tracking your debt payment is as simple as highlighting the payment from the payment schedule. * Extra Payment Support - Make extra principal payments to pay off your debts faster. * Charts and Reports - See your total debts, debts remaining, total interest paid, total interest saving, debt payoff date, and debt payoff time savings via charts and reports. * Percent Paid Progress Bars - Progress bar for each debt helps motivate you toward paying off your debts. * Payment Due Date Notification - Reminds you when payments are due. You can also set the time of day that you want to be notified. * Amortization Table - A complete payment schedule allows you to view the interest, principal, and remaining balance for each and every payment of the loan. * Dynamic Custom Ordering of Debts - With the custom ordering strategy, you can dynamically change the order of debts payoff from the main screen and instantly see how it affects the total debt plus interest amount and the debt payoff date. * Payoff Date Calculator - Use the built-in calculator to see the how the monthly payment amount will affect the payoff date and total interest paid. * Passcode Security - Passcode protection to keep financial information private. * Export Capability - Export your payment list and amortization schedule in HTML format via email. * Large Number Keypad - Enter numeric amounts easier and faster with a large standard keypad. * Customization Settings and Icons - Configurable settings and beautiful debt icons to customize the application based on your preferences. * Debt Delete Lock - Prevents accidental deletion of debts and debt payment tracking. * Backup / Restore - Backup your data to your computer for safekeeping. Then restore it to your iOS device when you need to via the iTunes file sharing interface. * International Currency Supports - Currency support is based on the region setting of your device. * Clean, Intuitive User Interface * FREE Debt Payoff Lite Version - Not convinced if Debt Payoff Pro is right for you? Please download the free Debt Payoff Lite version and see for yourself.