Icon CashNetUSA

CashNetUSA

  • Finance
View in App Store

CashNetUSA

  • Finance
4.8
32.1K ratings
Age Rating

4+

Seller
Enova International, Inc.
View in App Store

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User Reviews for CashNetUSA

1
Horrible

I hate i even have to use this option, but i recently requested money as a last resort. Even after submitting a copy of a check their representative entered the numbers to my account wrong. Because this happened they made me wait till the funds were sent back to them before they could reissue to me. They left me out of town with no funds and treated me like it was my fault. At the same time my payment was due and because they had the wrong account number they could not draft my account then it showed up like i was past due and we all know what comes with the word past due fees!!!!!!! I don’t think it’s fair for them to ask me to pay any fees for their mistakes. I ask for some type of document in writing that i was not charged a fee and let’s just say......I’m still waiting on it which makes me feel i was still charged a fee even though verbally i was told i would not be. This is one bill that if i can ever get it paid off i will never and let me repeat never use this service again.

Belinda Astrop, Mar 17, 2018
5
Thanks CashNetUSA!!!!

After doing a ton of research to make a final decision on who to apply for a loan through, CashNetUSA won loyalty! With much less than a fair credit score(>570 to be nearly exact), I was approved within 10 minutes for a loan. I absolutely despise talking on the phone unless it’s friends or family so the fact of not having to communicate via a phone call was a huge plus for me. The application process was much more user friendly than you would expect when it comes to applying for loans. The process was straight to the point WITHOUT all the extra navigating to different sites like 90% of loan sites out there do to you. (CashNetUSA keeps you on their website the entire time) I would guesstimate…give or take no more than 5 minutes, that I was on their website going through the entire process for 15 minutes, from start to finish. Extremely convenient trust me I know!! Lastly, I was approved for the exact amount I needed with a pretty good APR for how low my credit score is and the funds were deposited into my bank account the very next day! I would recommend CashNetUSA to the entire world if I could so please, if your needing an emergency loan or just a loan in general, give CashNetUSA a try and I promise that you won’t be at all disappointed with your outcome! Sincerely, Aforever loyal CashNetUSA customer ❤️

dfhgdifrtjduj, May 18, 2021
5
Help when you need it

I tried to read all reviews before making my comments. Things to remember 1. This is a LOAN. You have to pay it back. Pay attention to contract. It’s self explanatory. 2. When you apply through the app, it lets you know EXACTLY when it comes due. 3. They will get their money from your account as soon as it hits your account. So make sure you have it budgeted. And 4. They will try to work with you if you get in a bind. The rates make it easier to get out of a hard spot than dealing with other companies. They offer discounts and they are upfront with everything and I have recommended them to friends. Great way to get over a hump!

Ganemaw, Mar 25, 2019
5
Family

I was in desperate need of a loan for just a short time and couldn’t find anyone that would give me the chance to loan me money. But then I found CashNetUSA and I’m glad I did because it was the best decision I’ve ever made. They were able to give me the cash I needed, to get myself out of a bind, that I was in at the moment. Their rates are fair and affordable. Every other loan company I tried, their rates were outrageously high. For example... a $600 loan would’ve cost me $2500 after paying it back through a different loan company. Which is absolutely crazy. I love that I found a company that I can trust. Whenever I’m in a bind and need money fast and won’t break me even more paying it back, I go through CashNetUSA. Thank you CashNetUSA for always being there for me

Gertta, Sep 28, 2018
5
Well Organized yet Interest Rate is so hard many times.

I have had great service, appreciate the very quick response to loan requests, it could be easier on us with low incomes to be able to make 1/2 the payments, and time to repay longer. Just a suggestion. Cash Net has helped me lots of times, yet this is the first line of credit or revolving payment loan I have tried, with CashNet. I really believe if you have paid your loans time after time, you should receive a very low Interest Rate on say every 5 loans at the current Interest, you could get 1 loan at 100.% interest rate with a $500 maximum amount you could borrow. Wish someone in the Payday Loan Business would try this for say 1 year as we go through the National Pandemic, as an offering CashNet could provide the low Interest loan, as a way to help us out here. Thank you for allowing me to express an opinion From Susan C. Winnie, a grateful Customer.

KcSusieQ, Mar 20, 2020
1
DON’T DO IT

This is coming from a former customer. You don’t want to get involved with these predators. I just recently paid them off but they did enough damage that I have no clue when or if I’m ever going to get my life back on track. Put it this way, they come before every other bill. Who cares how important it is or major it is? Not them. I’ve been late on rent numerous times, close to being evicted at this moment. Barely eaten over the past week. And it all tracks back to CashnetUSA. I know how tempting it is when you have nowhere to turn. It’s very mesmerizing but I beg of you to think about the future. If you borrow anything from these crooks, make sure it’s a small amount and you have the means to pay them back SUPER fast. And if that’s the case, you’re much better off getting a payday loan. Trust when I say these people are demons. The Niagara Falls wouldn’t take this plunge. If you decide to go this route, best of luck.

Manado Flexsteel, Aug 04, 2022
1
Shows how paid reviews work - Beware of this company

Clearly this company pays for 5 star for reviews. With the interest they charge and the fees, they can afford it. Just needed an extra amount around the holiday. Visited the site from the respected MoneyLion service and CashNetUSA was chosen as the “preferred” choice and was approved for $1300. So I spend a couple of hours connecting my bank account, providing details, and uploading a few documents. And then come to find out I’m not approved. This company while pretending to be legit is nothing more than a scam and is phishing for your private info, spending habits, etc. Be aware they won’t delete your account because they will bring up a so-called law that requires them to keep your information so they can further exploit your private info, potentially sell it to other fraudulent companies, etc.

trafficsheep, Dec 22, 2021
5
Beware - I’m employed by cashnetUSA

I’ll make this quick and to the point. I work fir cashnet the only reason I gave 5 stars was so my review would reach people here. Everyone already knows what the bad reviews say. LISTEN up the review about the elderly lady claiming it was a quick loan to get her medicine was written by my associate. The 5 star reviews are not paid but we get perks for making them. ALL of the 5 star reviews are made by us workers or managers and supervisors. If you read all the positive reviews you will notice that they all sound alike pretty much. It’s because we all studied for the same test. I hope that makes sense. Yes I work here but I would never ever take out a loan here. I have taken calls and heard old lady crying because of being misled by my associates when applying for a loan. I’ve cried myself. Please listen. Cashnet does let you know up front the fees and how it works. If not it’s UP TO YOU to ask these questions. You wouldn’t go to a car lot and set down and apply for a loan without asking how much your payments are would you????? So don’t do it here. My advice is to not apply here for bless you truly absolutely need to and have a back up plan to pay it off VERY early. I have a heart. You have been warned from an honest worker. Thank you.

WATCH OUT FOR THEFT, Jul 26, 2022
1
Disappointed 😞

Before downloading, I read some reviews and description carefully. Seemed like a reliable and friendly app. It says they don’t serve those in Texas but nothing about those in NJ. I tried signing up and after I put in all my PERSONAL information including social, it denies me because of my state. Why does my state matter ?? And why did they need my social right off the bat without even seeing if I’m eligible first. I know there’s probably more hoops i’d have to jump through before getting a loan but still... at least narrow down the state options before you have people getting their hopes up or sharing extremely personal information including address, how long I’ve been living at my residence, and social security number.... I hate even having to resort to this but life happens but now I’m worried about what’s going to happen to my information!! 😣

y.r.all.da.nicknames.taken?, Feb 10, 2020
5
Great job.

I read the terms thoroughly and choose to you CashNetUSA, and I’m happy I did can when I needed money in a hurry all I had to due is Access my line of credit and click the button type in the amount I wanted to with draw and Bam the next day it was in my checking account. And I only took out what I needed at that time. One time I have to withdraw the whole credit limit, and it was easy for them to get paid right out of my checking account on each pay day with no problem. Thank you cash net USA for the great customer service and for being there when I needed you.I wish they reported to the credit bureaus. That would be fantastic!

yeallen, Jun 22, 2019

Description

We pride ourselves on providing quick, convenient credit to our customers, so we designed our app to make it just as quick and convenient to manage your line of credit. Get fast access to your account, schedule payments with just a few taps and request line of credit draws. If you have a line of credit, you can: • Request a draw • View your available credit • Make a payment • Review your payment details, including future and past payments • View your statements • Access CashNetUSA benefits like discount offers, coupons and free financial courses Take control of your account and download the CashNetUSA app today!

When you're finished downloading, be sure to turn on auto updates to always have the newest version of the app. Note: This app only supports existing CashNetUSA customers with an active line of credit. If you are a payday or installment loan customer, please log in at www.cashnetusa.com to manage your account.

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