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Bluevine

  • Finance
View in App Store

Bluevine

  • Finance
4.6
857 ratings
Age Rating

4+

Seller
Bluevine Capital Inc.
View in App Store

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User Reviews for Bluevine

1
Do not use blue vine

Let’s just point out the facts. A business check takes one week to deposit. I mobile deposit a check Monday, the funds will post the following Monday. How is any business going to operate on a one week check delay? If I schedule a payment, it often gets declined by blue vine for no reason. I have to do it twice, sometimes facing penalties by the recipient. Even the fee applied same day money wire takes three days. They make money from holding you money longer than needed and short term re investing it. I’d imagine they make millions just by holding it for an extra day. Don’t use this if you ever plan on actually using the money. I only use my Wells Fargo business account now. This is pretty much an online savings account.Ok I am back on here I tried to wire the money out of the bank account and close the account and now they they wont wire the money. There is no customer service phone number to call. I have put in multiple customer service email requests. I thought blue vine would be great, they have great advertising and fake review. I deposited a $10k check just too see if it was legit. It is not. If I turn away at least 1 person then my review is worth it. DO NOT USE BLUEVINE!!!!!!!

bdbdjfnf f, Oct 06, 2022
1
App is crap

App is pretty crap. Constantly throwing login errors. If you have troubled you just get a canned response: “uninstall app, reinstall app, reset phone, try cell data, try wifi.” None of it works because the fault is in the programming of the app and not with any external force. In all of these years using an iPhone I’ve never felt compelled to leave a review on an app. This one takes the cake, and it makes it worse that it should be one of the most reliable apps you use considering it’s a bank account used to run your business. Unfortunately I’m going to have to begin looking elsewhere for a decent business account solution. It’s a shame because there is certainly promise here.

Brianh 829, Apr 30, 2022
5
Updated App is 100 times better!

So the old BlueVine app was such trash it was unusable. Which surprised me for a mainly online bank that was specialized for businesses. The new app unfortunately has all these horrible reviews because of the old one, but it is every bit as usable as any other mainstream banking app (Ally, USAA, etc). Don’t mind the 3 stars average and go ahead and give it a shot.

deerman3000, Jul 10, 2022
5
Great bank for starters

No b.s. bank. I started with also then they got acquired, this service has been better that azlo, no specific fees (I think they just changed to $1.5 to write a check which isn’t bad )Never had a problem.Except today the auto capture isn’t working properly I’m sure they’ll fix it soon

Dividend Dave, Dec 21, 2022
1
Bluevine can’t perform.

In the 2 months I was a bluevine client they could not deposit 3 out of 4 checks from one of my clients stating they could not validate the checks. Bluevine called my client and started asking about their banking information, never heard of a bank doing that before. I’ve had that client for 20+ years and know their checks are good, and their checks deposited just fine to my other bank. Bluevine told me to get my client to reissue the checks every time. No, I’m not hassling a client when bluevine can’t perform, I’m finding another bank.

EnterAnotherNicknameHere, Nov 16, 2022
4
Good. Not great.

It works, and has basically no fees. Good for a startup. However depositing can be a pain. If you need to add cash relatively quickly, you’ll need to go somewhere that charges a fee for cash deposits. I go to my local grocery store. You also can’t do instant deposits via apps like CashApp/Venmo. I can do this with the Found card, however. Still, it’s not completely horrible. Just keep this stuff in mind.

IDK 989, Sep 29, 2022
5
Great bank / Fin Tech

I haven’t tried to deposit a check yet so I cannot comment on deposit wait times, etc. But they were very quick about ordering me a new debit card when mine was stolen. I deactivated the old card right away in the app, so there were no charges to my account. But I appreciated the quick response on their part to order me a new card! Thanks BlueVine!!

Jeremyh81, Aug 08, 2022
5
All the features that you need behind a simple interface

All the features I need are available on the platform. The ability to deposit checks and send both checks and ACH transfers whilst connected to QuickBooks is 90% of all I seem to spend the day doing!A refreshingly easy part of the day.

MichaelThwaite, Sep 17, 2022
1
Blocked my account for no reason

One day at the end of the month my transfers started bouncing without warning. Took days to get ahold of someone who could help. After many phone calls, it turns out my email address had a dash in it and that made the banking team feel my business wasn’t legitimate (even though I provided all the official government docs they asked for). So I had to get a new email address to be allowed to keep my bank account. In the meantime I racked up over $100 in fees for bounced auto transfers while the account was locked and I had to go to my new office landlord and explain why my rent transfer failed. Even though I had plenty of money in the account. Ridiculous!

OkGoDoIt, May 30, 2022
1
Do NOT bank here

It’s super easy to open an account because it’s a trash bank. I transferred money from my cashapp to make my initial funding (my son has Covid and the flu so I NEEDED MY MONEY) and to my surprise bluevine doesn’t support instant transfers. I have to wait 2-3 BUSINESS DAYS TO RECEIVE MY MONEY!!!! Lesson learned closing this account as soon as I get my money out of it. This was never mentioned and has left me with no money until they put my money in my account! No money with my child having the flu and Covid. I am LIVID. Never again. Horrible first experience. This should be made known upfront that this bank doesn’t do instant transfers!!

yelpisawful1, Apr 14, 2022

Description

Bluevine Business Checking is a premier checking account thoughtfully designed for a simple, all-in-one digital banking experience. The Bluevine Business Checking app lets you manage cash flow, pay bills, track transactions, and deposit checks right from your phone. EARN MORE INTEREST Eligible customers can earn 2.0% interest on balances up to and including $100,000,* making Bluevine Business Checking one of the nation’s highest-yield business checking accounts.

NO MONTHLY FEES Make all the deposits or payments you need with no limit on your number of transactions.** Plus, you can save with no monthly or overdraft fees and no minimum opening deposit or balance requirements. BUDGET BETTER WITH MULTIPLE ACCOUNTS You can now manage up to 5 sub-accounts so you can easily budget for taxes, payroll, and more. Each sub-account comes with a designated account number so you have more control over your finances.*** BANK FROM ANYWHERE Deposit checks, transfer funds, and pay bills from your mobile device. You can also deposit or withdraw funds at 37,000+ in-network MoneyPass locations nationwide.**** ADVANCED SECURITY Bank with confidence and peace of mind. Your Bluevine account is FDIC insured up to $250,000 per depositor through Coastal Community Bank, Member FDIC. We protect your Bluevine account with industry-leading security protocols. For example, you can instantly lock your debit card if you lose or misplace it. For more information, visit https://www.bluevine.com/ccbx-checking-agreement/ Bluevine in the News: “Bluevine has demonstrated a track record of success with their multiple financing products and set themselves apart with their vision of a complete platform of innovative banking products for small businesses.” -TechCrunch “No one that we know is building or has built a bank designed and built specifically for small businesses. And that is what we’re doing.” -Banking Dive LEGAL DISCLOSURES Bluevine is a financial technology company, not a bank. Banking services are provided by Coastal Community Bank, Member FDIC. Bluevine accounts are FDIC insured up to $250,000 per depositor through Coastal Community Bank, Member FDIC. The Bluevine Business Debit Mastercard® is issued by Coastal Community Bank, Member FDIC pursuant to a license from Mastercard International Incorporated and may be used everywhere Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Bluevine Privacy Policy: https://www.bluevine.com/privacy-policy/ Coastal Community Bank Privacy Policy: https://www.coastalbank.com/privacy-notice.html *Customers will earn 2.0% interest on total balances up to and including $100,000 only if they meet the monthly debit transaction or deposit requirements described in section M of the Account Agreement (https://www.bluevine.com/ccbx-checking-agreement/). No interest earned on balances over $100,000. Any interest accrued and payable for an Account or Sub-Account will be paid to your main Account. **No limit on the number of transactions. However, checking accounts are subject to the monthly deposit and withdrawal amount limits of the user agreement: https://www.bluevine.com/ccbx-checking-agreement/. ***Sub-accounts can only be opened on the desktop or mobile browser version of the Bluevine Dashboard experience. Customers will receive a Bluevine Business Debit Mastercard only for use with the main Bluevine Business Checking Account. ****Bluevine charges a $2.50 fee for ATM transactions outside of the MoneyPass® network. Additional third-party ATM fees may vary by ATM operator.

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